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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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ikanbilis
post Jul 4 2025, 02:22 PM

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QUOTE(cybpsych @ Jul 4 2025, 09:02 AM)
ATLAS by Bank Muamalat Malaysia Berhad (“ATLAS”) is a digital banking that is brought to you by Bank Muamalat Malaysia
Berhad (BMMB).

just like Be U by Bank Islam or Rize by Al-Rahji (now absorbed back)

it's a savings product, not fixed deposit
anyhow, just registered, done ekyc. but cannot deposit anything yet. got 12hr cooling off period after registration  doh.gif
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Registration is easy and fast, now waiting for the 12hr cooling off.

If the app is stable then it’s time to move from GxBank to Atlas. biggrin.gif
ikanbilis
post Jul 4 2025, 04:52 PM

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QUOTE(mamamia @ Jul 4 2025, 03:08 PM)
today withdraw my BI FD online, wan to transfer out, but, keep showing transaction limit exceeded, check the transaction limit is already set at 50k, dunno y keep showing transaction limit exceeded, can only transfer 5k out..
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My BI FD mature today also. Initially can transfer 5k out only at 4am. Then went to ATM transfer 30k and cash withdrawal 5k. After increase limit 12hours later transfer out another 45k using QR code only. Total withdrawal 85k today.
ikanbilis
post Jul 4 2025, 10:20 PM

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QUOTE(mamamia @ Jul 4 2025, 06:23 PM)
No wor, even FD withdrawal also won’t be limited to 5k, FD withdrawal 30k, but they only allow me to transfer 5k

I don’t have any other transaction beside 30k FD uplift + 5k transfer to other bank. My Duitnow limit was set as 50k
How to transfer out using QR code?
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Use the BI app scan function to scan the QR code of your bank account. In my case is GxBank
ikanbilis
post Jul 9 2025, 06:54 PM

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QUOTE(sg8989 @ Jul 8 2025, 01:04 PM)
My BMMB FD 4.1% expired soon on next month.
Any idea where should i place?
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BI FD 4% pa available until 31 Aug (might change soon due to opr reduction)

This post has been edited by ikanbilis: Jul 9 2025, 07:15 PM
ikanbilis
post Oct 15 2025, 12:54 AM

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QUOTE(Eugenet @ Oct 14 2025, 11:48 PM)
I prefer not to risk clicking early withdrawal. I am fine losing 1 day interest. If BEU is desperately withholding customer cash for an extra 23-hours, they must be running out of cash. My total deposits have just dropped below 250k, so PIDM protects me in case BEU goes bankrupt.

After my last TD-i matures on July 2026, it is Sayonara BEU - The World's Most Unethical Bankicon_rolleyes.gif
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Their bank Islam app is much better. When my FD matured, I remember withdrew rm80k to other banks by 7am (duitnow rm50k and atm rm30k)


ikanbilis
post Oct 15 2025, 02:46 PM

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QUOTE(Human Nature @ Oct 15 2025, 12:02 PM)
the atm 30k was received instantly?
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Yes

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