So here is my question to all the 'sifus' and gurus. What or rather How should I invest RM100k which has been accumulated over the years?

Some info:
1. RM100k in bank, normal savings account.
2. Monthly income expected to be around RM2.5K a month.
3. Monthly expenditure is expectd to be RM2.3k to 2.4k.
4. Expected savings from monthly expenditure will be low.
5. Only SPM qualification so far.
6. Planning to start family soon as well. 1 year.

How can I make this RM100k make me more money than I can earn so that can save more?

Options being considered:
1. Fixed deposit long and short term.
2. Real estate investment.
3. Unit trust.
4. Stock market speculation.
5. Start business as my own boss.
6. Invest in business as a partner.
7. Invest in education and get better job.

What do you ladies and gentleman think?

a very very strange situation indeed .....

for your saving of RM100K .... i wonder how you made it ....

quote by your statement : your income 2.5K .. and your expenses 2.4K ... so this is only saving of Rm100.00 ...

and with your statement as  only SPM ... and having .. grilfriend or wife ( I assume ) .. but no children .. that why you wanted to have a family .....

Now comes the question : if only spm result  .. how on earth you can managed ... to saving uip to RM100K over the years ... ( ohh yes ..  Mind to tell .. how long have you been working for an income )

and with your income versus your expenses  only equal of RM 100.00 saving  ... how .. how ... to save that much .....

so , my friend .. pls wake up from your dream 1st b4 talking on how to in vest  your $$$$$

1.) if you want to invest - get some education, read lots of book about money, talk to some experienced people

2.) if you put it in FD - stay low, no need to do anything.

3.) if you never did any investment, probably that 100k will give you an invalueable lesson of life when it is 'poof'

4.) never thinks if you have money you will be successful in investment, it doesnt work that way.

5.) Dont do any investment if you DONT KNOW WHAT YOUR MONEY IS DOING.