a very very strange situation indeed .....

for your saving of RM100K .... i wonder how you made it ....

quote by your statement : your income 2.5K .. and your expenses 2.4K ... so this is only saving of Rm100.00 ...

and with your statement as only SPM ... and having .. grilfriend or wife ( I assume ) .. but no children .. that why you wanted to have a family .....

Now comes the question : if only spm result .. how on earth you can managed ... to saving uip to RM100K over the years ... ( ohh yes .. Mind to tell .. how long have you been working for an income )

and with your income versus your expenses only equal of RM 100.00 saving ... how .. how ... to save that much .....

so , my friend .. pls wake up from your dream 1st b4 talking on how to in vest your $$$$$

o.i.c ...that 's how you earn your 100k ...

sorry for my statement prior posting ..

but .. this is a special advice ( if i may ) to you biilycomesback ,

with all the hard work while at oversea .. you had no clue what is the actual happening here in town be in penang or in KL ....


your 100k now seems no big deal at all ( at this Moment of time ).... cos ... the actual facts is that the 100K will be down to nothing in no time....

just an example ... buying a house .. 100K or lesst is hard to come by ...unless in a very very small town ..... so if you are looking for investment in buying an house ... forget it ....

and if your invest it on "money market" also.. forget it .. cos .. the return its slow .. and will not be able to support you in time ... and needing ....

buying a car ...??? you must be really think twice .. !!! .. your 100k will even burn fasting ...

but if you are buying a car for the job requirement ....
then can consider ... but still it will lead you nowhere ..

with a car available ... you may look for a "sales" job ... in any fields that suits you ... then you
are taking about RM2.5K or more ....

but the company can be "cina ah peh" company ... whom are paying cheap and does not bother about your SPM status....


even open up a "watan mee store " will burn half of your 100K ...



conclusion to this :: It will be better to "Jump the Plane" again and work hard for few more years to earn another 100 K


believe me my friends ..I am in the fields of works .. that has the exprinces seeing thousands of this people whom works overseas ( Jump plane) ... and the results is all the same ...


well ..!! i guess this is the price you pay in life .. remember .. the phrase : you win some , you lose some...

so good luck to you ... take care ....