hm...ya I agree wif dreamer. Wait for market to crash(whenever that is) and buy good paying dividen blue chip shares....
Put in fd as of now is the best. I think mutual funds are quite risky, better buy shares.....and if u do go into it....might as well take the most risky one, its either u hit it or lose it....
buying property...nah....if u cant rent out, u still gotto pay the loan, pay the maintenance, pay the utilities, pay this pay that......can cause quite a headache. Wanna sell it also can cause another headache unless u got a dem freaking good deal la....but its not as easy as in the books...hehe.
As for getting a degree.......hmm.....maybe can do parttime...