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 What to do with RM100K?, Choosing the best way to invest.

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cherroy
post Feb 13 2007, 02:59 PM

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I think the first thing to do is to put the money into FD first, (large portion) while looking and learning about the opportunities to invest either start business or invest in stock market or whatever.

The most important is, don't blindly invest into the field that you have no knowledge about it. I know sometimes we learn in the process of investing but make sure you know what you are doing.
cherroy
post Mar 12 2007, 05:53 PM

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QUOTE(hockkit82 @ Mar 12 2007, 05:37 PM)
I also wont put the money to buy stock... lately the all stock really gone up very high, too high, it not really a bargain and good for value buy... once the stock market come down, u never can recover the money you invest at the first place.. you may wait for 5 - 10 years...

I will recommend you to to put half your money into unit trust.. n half of your money use for your education.. Unit trust is a more secure investment and you must choose wisely, there is high, medium and low risk... take medium risk because 60% will be put into the stock market and 40% will be in fixed deposit.. if the stock market really drop, u still got 40% in ur fixed deposit... you monthly also can deposit more money to buy the unit trust when you see the price drop and increase more in future... "buy cheap, sell expensive"...
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Your statement contradicts itself. Buying unit trust (equity) is same as buying blue chip stocks in the market since the unit trust money you put in will be use to buy some blue chip stocks as preferred by the fund managers.

 

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