i'm considering dis too. 35% commision is very attractive. but never know wether i'm gud in selling becoz never do. haiya wat to do. no harm to try but is it worth my time to try 

True, I can't seem to figure out how much a marriage will cost until I see a marriage counsellor, but overall, I believe it won't be a big spending spree. Planning to keep it simple yet memorable, and hopefully the angpows I get can cover some of the cost involved.

Most graduates I know who are now at age 27-28 may not have been able to save that much in KL. If you think about salary for professionals starting at 2.5K at graduation, most ppl by age 27 will get bumped up to about 6-7K if they have been focused and successful.

At the same time, living costs in KL if you did not live with your folks/relatives, can cost up to 2K+ per month, + so many other distractions like clubbing, mobile phones expenses, holidays, karaoke, nice clothes, nice restaurants, nice car, petrol, upgrades to you car, etc. even buy expensive watches to keep up with appearances - hence the low savings. That's why going overseas actually is good cos you have less of these distractions.

It's always good to have some back up cash: 20-30K or 1 yr of expenses is more than enough. Then you should put the rest of the money into small real estate investments. It's always ok to start small. You learn just as much cos you will need to do all the same homework as you would do for investing in a bigger piece of real estate. For e.g.there were some studio units launched 2 years back by MK Land in Damansara Perdana. They were going for RM100K. You can put 10K down, and then borrow 90K and service the monthly repayment ~ RM700 inclusive of maintenance. The bank usually approves the loan if the monthly repayment is about 30-45% of your gross salary.

Today the units are ready, the rental for basic unit is rented out at RM750 and the studios are being sold upwards of RM130K!!! You've just created wealth either in a positive cashflow stream of RM50 per month (inflation of rent will make this higher) or in RM30K of equity (before tax)!!!

The only other thing I'd add is to develop a skill such as plumbing, painting or electrician. Nothing to do with being a landlord, but I feel this skill is in danger of becoming a shortage cos everyone wants to work in an office/factory. If you develop such skills from the ground up, and you can speak good english, I believe there's a lot of "banana" clients whom will want to deal with you. After a while you don't even do the job yourself you just hire some ppl, you supervise.

I say this because all my parents' good friends who are now retired or having an easy life have started successful businesses from the very ground up - car air con repair, duck rice stall to owning the whole coffeeshop, electrical wiring business, etc.