Yeah, misunderstood ID for number of certs . Thought he had like 90+ concurrent 

See here
https://www.fundsupermart.com.my/main/fundi...Fund-2-MYOSKCMF

Basically it invests into FDs. eGIA used to be 0.2% higher than it. Now it's 0.15%. It's not as liquid as eGIA as you need to wait 2 working days to withdrawl. But you can put and withdraw money anytime without penalty unlike normal FD

Haha.. sure gone one day because u all always uplift and place....

Gone as in Maybank may no longer offer it.
Not gone as in your money will disappear.

thanks to all sifus providing very comprehensive information here. 

thanks to all newbie, the repeatedly answered of same questions over the thread have brainwash me  

Invest in bitcoin and guaranteed get at least 0.2% daily lagi good deal

Actually bitcoin is not money games/ponzi. People just take opportunity to bluff gullible people. There's forex/gold/plantation scam. Are they real? Yes if you look correctly. Bitcoin is just digital currency where you can do trading/loan them to people, transfer your money overseas.

Those who doing daily uplift-payments show relatively poor in financial management.

imo, eGIA for 1 month still ok. but you need min RM5k. if <RM5k, put 2 months. first 2 months would be hard because you try to avoid uplift prematurely. once you get the placements rolling for about 2 months, then the subsequent uplift on 3rd month would be easy because it's already matured (if you timed it just right). do this for short-term parking and least to worry or to manage. rate/profit will not be attractive, but you still get some min profit after 1-2 months placement.

if rate/profit is all you care for, then go for other investment vehicles instead.

while deciding, why not take up HLB 6mth 4.10% eFD now?

get a decent return for your 10k fund.it can be easily done by fpx from mbb.

troublesome if you don't have hlb savings account though. and promo rate ending 7 Sep. next Oct promo rate to be announced later this month.
else, keep in egia lo. let it keep rolling and renewing. if you foresee going to use the money, put in 2 x rm5k for 1 mth placement. rolling and renewing each month. try split 5k in early of the month, another 5k mid of the month.

Everyone starts somewhere.  You want to have more money in bank account,  you need to give up something to gain something. For me, I save like crazy.

To increase your bank account numbers,  you need
1) spend less/save more.
2) earn more
3) put your money to work

I still a poor fag but at least I am starting.