Ahahahhahaha!!!!!!

So what's the current interest rate like?

so it is still 3.5%, still not bad compared to other FD

How many uplifts can be done per day?

Grrr no more profit for early upliftment!

Now in dilemma, not enough money for 5k/1month.
But okay to deposit 4x1k, but cannot keep for the minimum 2months!

Say, if term is two months, but i uplift after first month, can i get the interest for 1 month?

So,

GiA: 3.20% | no interest for early uplift | not covered by PIDM.

What's making anyone retain with GiA then? If not, what other FD instrument comparable to GiA that Maybank offers?

I meant to say if there are other Maybank FD instrument that is similar to GiA, i.e. online and easy upliftment...

By right, you would get back only your capital, but profit forfeited? Anyone to confirm?

Anyone?

Fuh, thanks! Relieved to know..... I set my placements to auto-renew. If early uplift, i dun mind forfeit interest. But will be pissed if capital pun kena pau!

You mean premature withdrawal is now allowed, regardless of amount?

What's the rate now? plan to go for multiple 1k placements for two-month tenure

oh dear a lot less than years ago! anyway thx

Pardon my poor math. so at 3.05%, for 1k placement, 1 month is equal?
3.05%/12×1000=RM2.54?

thank for conformation!

for 'auto renewal' placements, is the rate fixed at the time of purchase, or will depend on the rate at the date of renewal?

aaahh cheh true also! i set it to auto renewal because i thought can lock rate *smack face*

rate don't matter if 1k or 50k kan?

eh wait? so if i subscribe at 3.05% on 23rd Oct, the rate will also be revised on 16th Nov? i thought the rate is commited for the whole tenure period (in my case, is 2 months), i.e. until 23rd Dec

eh got impact on the profit rate, due to BNM cutting the OPR/ BLR rate?