She is not going to withdraw anyway until she leaves Malaysia for good. 
Maybank eGIA-i 3.45% p.a., Rojak of SA + FD + MMF
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 Jul 31 2017, 05:47 PM
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#81
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Staff
72,820 posts Joined: Sep 2005 From: KUL  
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OK, shifted to 60 months for my friend. I straight put one placement rather than many RM 10k placements, should be OK right?
She is not going to withdraw anyway until she leaves Malaysia for good. |
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Jul 31 2017, 06:14 PM
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#82
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72,820 posts Joined: Sep 2005 From: KUL
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QUOTE(Ramjade @ Jul 31 2017, 06:05 PM) Better park in FD if like that   If I see good rate of FD, I will help her to shift la.  |
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Jul 31 2017, 11:51 PM
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#83
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72,820 posts Joined: Sep 2005 From: KUL
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That's it. The end of good time. Once all money is lifted up, then gotta move all to FSM.
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Aug 7 2017, 08:11 PM
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#84
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72,820 posts Joined: Sep 2005 From: KUL
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QUOTE(heavensea @ Aug 7 2017, 06:27 PM) thanks, which means we still receive interest (for premature withdrawal) as long as the funds that park before 1/8/17. Yes. |
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Aug 9 2017, 09:17 PM
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#85
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72,820 posts Joined: Sep 2005 From: KUL
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QUOTE(neuro4869 @ Aug 9 2017, 08:30 PM) Debit/atm card. Yes, withdraw to savings account.Btw, uplift = withdraw from egia to basic acc? |
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Aug 9 2017, 09:40 PM
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#86
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72,820 posts Joined: Sep 2005 From: KUL
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QUOTE(neuro4869 @ Aug 9 2017, 09:38 PM) Meaning when paying using debit card, only basic saving acc money is linked/used? I got confused a bit about this Yes, this is what I understand, will deduct from savings account.Sorry, I'm not a fan of debit cards, all my debit cards feature is disabled. They work as a ATM card only. I think this question has nothing to do with eGIA-i?  |
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Aug 9 2017, 10:02 PM
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#87
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72,820 posts Joined: Sep 2005 From: KUL
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QUOTE(wjleong15 @ Aug 9 2017, 09:59 PM) this account look interested, wondering whether other banks have such account? No longer interesting since 1st August, it is like a normal FD nowadays.You are late to the party, after few years. |
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Aug 9 2017, 10:16 PM
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#88
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72,820 posts Joined: Sep 2005 From: KUL
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QUOTE(wjleong15 @ Aug 9 2017, 10:11 PM) i just knew it in your sc thread Interest used to be calculated on daily basis and you can place today and uplift tomorrow with profit.but same like fd also good right? at least profit got it calculated daily and no premature forfeit right? However, with the latest revision, if you forfeit prematurely, no profit will be given to you. |
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Aug 11 2017, 02:40 PM
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#89
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72,820 posts Joined: Sep 2005 From: KUL
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QUOTE(syhuang @ Aug 11 2017, 12:50 PM) too late i know that…still many cash put in gia…si sad If you put in before 1st August, those fund still entitles for daily interest even if you uplift now.Only those you put in on or after 1st August then have no more interest if uplift prematurely. |
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Aug 12 2017, 08:35 PM
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#90
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72,820 posts Joined: Sep 2005 From: KUL
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QUOTE(syhuang @ Aug 12 2017, 06:10 PM) i think is that is so much for me, but for u msybe just a piece of peanut… Put in eFD or other things lo which already repeated few times. Whatever inside your account so long put before 1st August still has daily interest even withdraw now. |
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Aug 18 2017, 11:59 PM
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#91
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72,820 posts Joined: Sep 2005 From: KUL
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QUOTE(cybpsych @ Aug 18 2017, 09:27 PM) read the new terms & condition. It seems from the way how you put up above, eGia-I and eFD are about the same with the former has additional 0.05% for one month? guess which one of your scenarios falls into. I just put in for eFD for convenience purpose, if it works the same, I will switch to Gia-i next month. |
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Sep 1 2017, 11:11 PM
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#92
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72,820 posts Joined: Sep 2005 From: KUL
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QUOTE(AznRicy @ Sep 1 2017, 10:40 PM) Jan 31 this year thru on9. Just click to uplift and request for TAC but no need to uplift it reality, then you will be able to see how much interest you have earned so far. |
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Sep 6 2017, 09:44 AM
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#93
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72,820 posts Joined: Sep 2005 From: KUL
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QUOTE(nitehawk @ Sep 6 2017, 08:08 AM) Where can I buy/trade the above fund? Fundsupermart. |
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Sep 6 2017, 06:51 PM
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#94
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72,820 posts Joined: Sep 2005 From: KUL
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QUOTE(cx2531 @ Sep 6 2017, 06:47 PM) sorry noob question, since it is not protected by pidm, why don't just put in normal FD that cover by pidm? at least principal still guaranteed Gia-i? Nobody puts there anymore since its revision. Reason we put there was easy to withdraw and we treated it like our savings account since interest was calculated on daily basis. Not really due to interest rate. since interest rate also between 3.5~4.0 Anyway, that's history now. |
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Sep 7 2017, 11:50 AM
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#95
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72,820 posts Joined: Sep 2005 From: KUL
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QUOTE(ytan053 @ Sep 7 2017, 11:44 AM) Yes. FSM is also possible I supposed? I haven't done so but I have FSM account. |
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Sep 7 2017, 02:19 PM
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#96
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72,820 posts Joined: Sep 2005 From: KUL
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QUOTE(Ramjade @ Sep 7 2017, 12:07 PM) FSM cannot buy Phillip fund. Noted. Another website to register then. |
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Sep 8 2017, 12:18 PM
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#97
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72,820 posts Joined: Sep 2005 From: KUL
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QUOTE(leo_kiatez @ Sep 8 2017, 10:53 AM) Tried submitting documents through email to phillipmutual@poems.com.my for account registration. However keep getting bounced email reply saying file size exceeded. I just attached <500kb size file also cant pass. How do you register for the account? Same here.  QUOTE(Ramjade @ Sep 8 2017, 10:57 AM) When I tried to upload via website, Internal Server problem. Annoyed. |
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Sep 8 2017, 03:50 PM
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#98
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72,820 posts Joined: Sep 2005 From: KUL
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QUOTE(drbone @ Sep 8 2017, 03:44 PM) Fill up the the following : Yes, sent email and didn't work. However, the email I sent to was phillipmutual@poems.com.my as I can see during my submission. I will try your email now.1) A signed Account Opening Form (which can be obtained from the website) 2) Photocopy of one's IC (both sides in one page) 3) A signed CRS Form Scan all these documents and email them at eunittrust@poems.com.my I did these yesterday morning and I received my user id and password by 3 pm. If all else fails, call and speak to Anita at 03 20231174  Edit: I got it now. This post has been edited by fruitie: Sep 8 2017, 03:56 PM |
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Sep 12 2017, 12:59 AM
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#99
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Staff
72,820 posts Joined: Sep 2005 From: KUL
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QUOTE(drbone @ Sep 8 2017, 03:57 PM) The form was initially filled online and that same form was emailed back to me when I contacted Anita. So you just have to print the form , sign it , scan it and email it back. QUOTE(leo_kiatez @ Sep 9 2017, 12:05 AM) CS replied, sent to this email instead : eunittrust@poems.com.my Thanks. I got my account this morning. I gotta plan for this month's salary crediting on how to play with the fund. |
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Sep 12 2017, 08:27 PM
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#100
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Staff
72,820 posts Joined: Sep 2005 From: KUL
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QUOTE(leo_kiatez @ Sep 12 2017, 11:25 AM) What's your plan? I will follow what I was doing like previously for my eGia. |
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