It is stated funds must be in before 10:45am. to play safe (since need to click so many things), do it before 10:30am of the business day for same day interest.

fruitie

Follow the following steps by puchongite.

It took a while for it to show in the transaction history. FYI, it took 3 working days before you can sell it. When I first purchase it, I didnt see it on the next day and called up the customer service. If you place today (First time buying it), you can only withdraw that amount next Wed. As I need to pay to many other banks (I believe you too ), since my income is from Bank A, I would do placement in PMMMF with money from Bank A and then when need to pay bank B, I sell the units from PMMMF and deposit it to Bank B's savings account. In that case,  I save multiple 11 sen for interbank giro.

I use HLB and SCB savings account to make cc payment to other banks since there is no ibg fee (HLB have promo now with HL connect app).

Yes. Every time u buy the unit, u can only sell it after 3 working days. The reason why i said initial placement is because if you have previous placement, you can sell the amount that you have previously purchased (provided is 3 working days after you bought the unit).

Correct.   

For scenario 1, you still can withdraw Rm5k first from your initial placement after it has reached 3 working days. Then u wait for another 3 working days after your second placement to withdraw another RM2k.

How about partial withdrawal? Is it possible to without 3K from scenario 1?

My transaction is in process currently since 21st September of PMMMF
How many working days till i can my fund reflected into system?

I only have the FPX email transaction that i did on 21st Sept 2.20pm.

Just x2 will do. E.g. want to withdraw RM1000, then u enter 2000 units.

If you redeem your units before 945am of the day:-

a) For money to banked into Maybank a/c, u will receive latest around 5pm of the day.

b) For money to banked into other than Maybank a/c, u will receive later, maybe around 8pm of the day.

I didnt take note of that, but when I look at the website, it looks like there is no minimum redemption amount/ unit. Refer to attachment.

[attachmentid=9195147]

Yes. I have been selling up to sen too. just remember to always x 2 the amount you want to sell as the unit price is RM0.5.

On the 1st of the following month, you can see the dividend reinvested into your account under transaction history. No way you check like Gia because you will only know this month's PMMMF's dividend rate on the following month.

At this moment PMMMF rate is better than RHB CSM rate.
Hmm i think i should all money holding in FSM to PMMMF

wont know upon withdrawal. only will know the rate on the following month when the rate is disclosed on philip page / dividend credited into ur account

Interest is still calculated on daily.

In a month, interest on your each placement is calculated from the day you buy the unit to 1st of the following month. For sale of unit, you minus the interest from the day of your selling date (always refer/ check back to the transaction date on PMMMF*) to the 1st of the following month. Even though you have withdraw everything today, you still earn the interest you get for your earlier placement until end of the month (because they also deduct you interest for sale of unit from the day you sell the unit until end of the month).

*I have encountered selling of units after 6:00pm and the transaction date was considered as the following date.

yes.

fruitie, any idea when I try to submit my IC, it gave me a "500 - Internal server error". How to go about it?

Yeah. Try to submit via eunittrust.com.my

Fill up the the following :
1) A signed Account Opening Form (which can be obtained from the website)
2) Photocopy of one's IC (both sides in one page)
3) A signed CRS Form

Scan all these documents and email them at eunittrust@poems.com.my
I did these yesterday morning and I received my user id and password by 3 pm.

If all else fails, call and speak to Anita at 03 20231174

Where to get that? I cannot find that Account Opening Form.