QUOTE(fairylord @ Jul 22 2018, 02:16 PM)
PIDM won't really be an issue to me as the underlying asset is basically FD. Another reason is PIDM only cover when banks go broke.
Maybank eGIA-i 3.45% p.a., Rojak of SA + FD + MMF
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Jul 22 2018, 02:48 PM
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#201
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24,347 posts Joined: Feb 2011 |
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Jul 30 2018, 10:26 AM
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#202
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24,347 posts Joined: Feb 2011 |
Egia interest too low for one month placement.
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Aug 2 2018, 12:57 PM
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#203
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24,347 posts Joined: Feb 2011 |
QUOTE(aeiou228 @ Aug 2 2018, 01:59 AM) If the amount is more than 20k, why not UOB ? Above 20k 3.13% or above 50k 3.6%. With savings account flexibility too. This new eGIA just nice to fill the gap for under 50k parking money. QUOTE(fairylord @ Aug 2 2018, 12:29 PM) Means PIDM somemore ? Just campur bincang, ikan bilis even has no that big total wealth, not to mention emergency fund. QUOTE(wongmunkeong @ Aug 2 2018, 12:42 PM) whoa.. tq U very much for highlighting this account. I recommend Phillip money market fund. Easily 3.6%. No t&c. Easily beats what banks have to offer.much more flexible than money market funds, with as high an interest rate +PIDM :thumbsup: |
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Aug 2 2018, 11:48 PM
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#204
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24,347 posts Joined: Feb 2011 |
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Aug 13 2018, 10:50 PM
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#205
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QUOTE(final @ Aug 13 2018, 10:48 PM) eGIA was good in the good old days. Now not anymore. You might want to take a look at https://www.eunittrust.com.my/ (Phillip money market fund - scroll right down) |
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Aug 14 2018, 06:37 AM
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#206
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24,347 posts Joined: Feb 2011 |
QUOTE(fairylord @ Aug 13 2018, 11:39 PM) Sifu Ramjade, is there a dedicated thread to discuss about this fund as I'm new to fund and only recently invest in asb. Already replied you in the relevant thread Wish to know how much the minimum to put this in, and there are board rate shown in tabulation in the link given but none the tenure shows 3.69% (besides the ads banner)? So it works almost like this eGIA? The only con is it take longer times (few days) to get the fund back to saving accounts compared to eGIA, am I right? QUOTE(final @ Aug 13 2018, 11:40 PM) No one is going to give you 3.xx daily. Is 3.xx/year. |
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Aug 17 2018, 06:13 AM
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#207
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24,347 posts Joined: Feb 2011 |
QUOTE(bla2sheep @ Aug 16 2018, 09:51 PM) i just placed my GIA-i... however the interest rate is only 2.5% instead of the 3.2%.... anyone notice this? EDIT: just notice that MBB change the one GIA month rate to 2.5% instead of 3.2% that i checked few days back.... QUOTE(mamamia @ Aug 16 2018, 11:23 PM) Don't use Egia. Last time yes, nowadays is better to go with Phillip money market fund. QUOTE(guy3288 @ Aug 17 2018, 01:20 AM) yes surprisingly the interest seems calculated daily right to the dot. That's why I use Phillip money market fund only.check it out here,better than GIA rate |
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Aug 29 2018, 09:58 PM
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#208
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24,347 posts Joined: Feb 2011 |
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Aug 31 2018, 06:34 PM
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#209
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QUOTE(Nom-el @ Aug 31 2018, 05:26 PM) Actually, there is another option. It is Phillip Master Islamic Cash Fund (PMICF). It works almost the same as PMMMF but it invests in Shariah-compliant instruments. The unit price is fixed at RM1.00 though instead of RM0.50 for PMMMF. How's the difference in return between the Islamic and PMMMF? |
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Oct 15 2018, 07:50 PM
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#210
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