Where to invest in this fund?

Curious wat will happen to those deposited prior to new ruling.

If uplift early, forfeit interest entirely also?

U guys have discussed so much on GIA i new requirements. Just want to confirm.

If I lock in profit by withdrawing the GIA i placement (<1 mth) on 31/7. Then immediately place back again on 31/7. Withdrawing it anytime within Aug month, can still get the 3% pa (daily calculated) profit ? 

I'm going to do the same as well, better than nothing. Gotta do it in office tomorrow.
So to make it clear, whatever placed earlier and uplift after 1st August will still get profit right? How about the profit calculation from Aug onward for those placed before 1st Aug? It's a 1-month placement.
I haven't informed my foreign colleague who I have helped to put in a 6 digit placement. I'm going to break the news to her tomorrow and will teach her to put in FSM if she wants.

Thanks. So for first option, uplift at anytime is also 3% right?

OK, shifted to 60 months for my friend. I straight put one placement rather than many RM 10k placements, should be OK right? She is not going to withdraw anyway until she leaves Malaysia for good.

I mean if i put 60 months 3.55% after 1 August, Profit credit to account, monthly basis... so my question is after 4 week my saving account will get 4 weeks interest credited already, after 6 weeks i premature withdraw, i will lost 2 weeks profit or i will lost the whole 6 weeks with principle reduced?

this account look interested, wondering whether other banks have such account?

i just knew it in your sc thread
but same like fd also good right?
at least profit got it calculated daily and no premature forfeit right?

then i can simply ignore it already

so many small print with the new rules.

if just want to put some extra cash for 1 month, is eGIA still OK or better 'normal' FD?

Isn't it a fee for placing fund into fundsupermart?

What are the fees involved for placing to PMMMF? Why not choose FSM and can we uplift the fund if placement less than 1 month?

Thanks for the reply. How is this Management Fee =0.5% and Trustee Fee =0.03% on NAV or a minimum of RM18,000
per annum, calculated annually?

Oic.. That's good! Correction ,so actual return is 4.05% (3.55+0.5) if based on your explanation. actually thought it accumulated til end year then it start charging the fees 0.5+0.03% based on my total transactions! So 0.03% trustee fees also already calculated in when fund gives 3.55%? How does the trustee fees charges?

FSM is also possible I supposed? I haven't done so but I have FSM account.

Tried submitting documents through email to phillipmutual@poems.com.my for account registration. However keep getting bounced email reply saying file size exceeded. I just attached <500kb size file also cant pass. How do you register for the account?

Great. Do I need to withdraw and place again for this? Or it's auto updated to 4%

Looks like I need to switch my fund to PMMMF too for the liquidity, but is it really better than FSM? Don't really want to open too many accounts...