Hi guys, I noticed that i could not pay the exact amount specified on the statement balance after received the cashback amount on the 1st of the month and posted on the account on 2nd of the month.

Example:
Statement Balance : RM 250
Cashback : RM 12.5
Outstanding Balance : RM 237.50

I can only pay 237.50 instead of RM 250.

I remember that some other bank like CIMB cannot use cashback amount to offset the statement balance. So if let's say i used the card to buy something, should i "top up" the payment amount?

Example:
Pay back RM 12.50 after buy something exceed RM 12.50 to meet the statement balance amount RM 250.

Hmm... i will just pay after i received the cashback amount then. Thanks.