QUOTE(MGM @ Nov 25 2024, 03:41 PM)
For Amex Ikhwan:
In Oct I spent rm700 & got rm50 cb (actually only need rm625 to get rm50).
2 txn was refunded in NOV, 24+11 = rm35, still Oct spend is 700-35=665.
So for this month Nov, I need to spend 625 or 625+35 to get rm50 cb?
First of all your refund is Nov spend or Oct spend???
If Oct spend than you add on spend in Nov is useless because it will deduct back on Nov cash back.
Scenario 1:
Oct spend Rm700 and get RM50cb your refund is RM35 for Oct spend.
To meet the minumum spend RM625 so after deduct RM700-RM35 you still more than RM625(actual RM665) so not affected.
Mean Nov still spend RM625 to get full cash back.
Scenario 2:
Oct spend RM700 get cash back RM50.
Nov spend RM625 and refund is Nov spend RM35.
So for this case you need to spend RM625 + RM35.
Hope it will help.
This post has been edited by williamyl: Nov 25 2024, 06:08 PM