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Credit Cards Maybank Islamic MasterCard/PETRONAS Visa Ikhwan V3, Another Fantastic Cash Back Card

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suadrif
post Jun 20 2018, 10:03 AM

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QUOTE(JamesBotak @ Jun 14 2018, 09:13 AM)
Petronas Ikhwan (8% CB) + Mesra points is my best combo. It would've been perfect if Petronas Ikhwan offers 8% CB EVERYDAY. biggrin.gif

On a side note about this Mesra card, those who use cash to pay and provide Mesra card to the counter, in 10 times, based on my experience, only about 2 or 3 times points is successfully credited into the Mesra card. Meanwhile if use debit/credit card at the pump and then followed by Mesra card, in 50 times, only 1 time point won't be credited and even that you will know if points will be credited or not. For cash payment, the only way to know if your points is credited is to ask for receipt or after few days check online through the portal or app.

For card payment, how to know? After your card payment is approved, you will need to slot in your Mesra card, if card is read successfully, the next screen will prompt you to start filling up and return the nozzle upon completion.

If after card payment is approved, you slot in your Mesra card, and you still see it says to enter your Mesra card, your points will not be credited as the reader is not able to read the card. For myself, I will try to slot in twice or thrice as sometimes it's not able to read on the first time. If still can't read, I will fill up either RM1 or a few cents and move to next pump or fill up like RM10 or RM20 just enough till fuel up (this is when lazy to move to the next pump of course, especially when queue is long).
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i've read somewhere that u can use this method:

1. Purchase RM100 Petronas Reloadable Gift Card from Lazada Online. Some credit card can give u cashback 5%. Actual pay is RM95/actual value is RM100.

2. Reload another RM100 for the Petronas Reloadable Gift Card at any Petronas station using Petronas Ikhwan during weekend to get 8% cashback. Actual pay is RM92 / actual value is RM100.

3. Free to use the Petronas Reloadable Gift Card at anytime during weekday or weekend since u already have RM200 inside but actual u pay is only RM187 (around 6.5% cashback).

4. Reload again in every weekend in the future to continue get 8% cashback, but u can use the card anytime during weekday or weekend. (8% cashback)


is this method really works?
anyone can confirm item #2? or actually reload is only by cash?
suadrif
post Jun 20 2018, 10:13 AM

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QUOTE(Duckies @ Jun 20 2018, 10:05 AM)
Can work but you still need to reload at a specific petrol station only since most of them does not accept credit card reload. I think the best way is to reload a month's petrol worth into the reload card so you won't have to keep going to that specific petrol station to reload again.
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yes, i am thinking to reload max of RM625 every month since my usage is around that range.
can simply choose big2 petrol pump, especially at the highway to reload this. normally they have credit card terminal right?
or is it they have credit card terminal but does not accept for reload?
suadrif
post Jun 20 2018, 10:19 AM

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QUOTE(cybpsych @ Jun 20 2018, 10:16 AM)
u reload inside service station, not at the pump.

problem is finding a petronas station to reload using cc.
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terminal, i mean the cc device inside the Mesra station.
sorry for wrongly used the name. dunno what is it called.
suadrif
post Jun 20 2018, 10:20 AM

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QUOTE(Duckies @ Jun 20 2018, 10:19 AM)
Yea, I remember someone told me in KV it should be the Petronas at Sungai Besi-Puchong Bypass. But then my fuel tank is big enough to last me a week so usually I just go and pump on weekend.
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my first assumption is it would be as same as this one?

https://forum.lowyat.net/topic/3757650

QUOTE
Petrol Stations
Recommended Card(s): MBB Ikhwan Petronas Visa / UOB One / M2C Amex / MBB Ikhwan MC / MBB FCB VS

● Petronas @ Sungai Besi-Puchong Bypass · NO reload service charge · No cashback for HSBC Amanah MPower Visa · UOB One: 20180408
● Petronas @ Jalan Seremban, Tampin, Negeri Sembilan · MBB Ikhwan Petronas Visa: 20170702
● Petronas @ Kepala Batas, Penang · 20170716
● Petronas @ Bagan Ajam, Butterworth, Penang · MBB Ikhwan Petronas Visa: 20171118 · Note: 20180615, may not be accepting CC.
● Petronas @ Tapah R&R (Northbound), Perak · 20180529

● Shell @ Bandar Mentakab, Pahang · Amex: 20140422
● Shell @ NKVE, PJ (Northbound) · Note: minimum RM500 per reload · MBB Ikhwan MC: 20170901
● Shell @ LDP Puchong Selatan (heading to Cyberjaya) · Note: Staff will perform 2 times for each reload amount (e.g. RM60 credit, they will perform RM50 + RM10 reloads · 20170107
● Shell @ Port Garage, Pasir Gudang, Johor · MBB VS: 20170808

● BHP @ Taman Puncak Bertam, Melaka · Amex: 20141214 · Note: 20171007, may not be accepting CC.
● BHP @ Kampung Pasir, Johor (opposite Giant-Tampoi, Cycle & Carriage) · MBB Ikhwan MC: 20170314 · Note: 20180331, may not be accepting CC.
● BHP @ Batu 14 Puchong, Selangor · UOB One: 20160903
● BHP @ Cheng, Melaka · 20160417 · Note: 20170604, may not be accepting CC.
● BHP @ Jitra, Kedah · Citibank CB: 20170710

● Petron @ Taman Melawis, Klang · PB-Petron: 20160710 · Note: 20170617, may not be accepting CC.
● Petron @ LITRAK (LDP) Layby 4, Puchong · PB-Petron: 20160224
● Petron @ Kerteh, Terengganu · ?? reload service charge
● Petron @ Bukit Beruang, Jalan Sungai Putat, Malacca · 20150823


This post has been edited by suadrif: Jun 20 2018, 10:21 AM
suadrif
post Jun 20 2018, 10:37 AM

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QUOTE(cybpsych @ Jun 20 2018, 10:23 AM)
no. read the topic: reload TNG using cc

petronas gift card reload is exclusive at petronas, and only 1 outlet can do that (reported so far).
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of course the title is for TNG but as i said, its my assumption.
as same as what Duckies mentioned above. Since they accept credit card for TNG reload so I think they'll accept credit card to reload Gift card as well
isn't that list is the most reliable source that we had currently? its worth to try to ask anyway.

This post has been edited by suadrif: Jun 20 2018, 10:38 AM
suadrif
post Jun 20 2018, 11:58 AM

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QUOTE(trix @ Jun 20 2018, 11:35 AM)
guys, where to apply for mbb credit card other than online?

tried twice through maybank2u for gold and platinum petronas ikhwan, both got rejected
don't think should have any issue, as my salary got credited there, also have amex and visa signature with them

plan to use this card only for petrol to take advantage of cashback
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midvalley the garden.
60 minutes approval.
but need to walk in.
suadrif
post Jun 20 2018, 11:59 AM

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QUOTE(cybpsych @ Jun 20 2018, 10:43 AM)
as you wish smile.gif do share your outcome from your visits smile.gif
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i gonna ask today and share here the outcome.

suadrif
post Jun 20 2018, 12:54 PM

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QUOTE(trix @ Jun 20 2018, 12:45 PM)
thanks, will try there.
if i apply over there, and if it got rejected again, will they at least let me know why it got rejected?
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no
bank policy is they cannot reveal reason of rejection.
suadrif
post Jun 21 2018, 10:55 AM

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QUOTE(vin_ann @ Jun 21 2018, 10:22 AM)
awaiting your sharing.

notworthy.gif
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Still pending. Yesterday not driving.
Perhaps today can try.
suadrif
post Jun 26 2018, 01:00 PM

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QUOTE(vin_ann @ Jun 21 2018, 10:22 AM)
awaiting your sharing.

notworthy.gif
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update:
tried at Sungai Besi Puchong Bypass - OK they accept reload by credit card.
tried at Putrajaya Presint 11 - NOT OK. Cash only.

 

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