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Credit Cards Maybank Islamic MasterCard/PETRONAS Visa Ikhwan V3, Another Fantastic Cash Back Card

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shinchan5347
post Dec 22 2016, 06:59 PM

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Just got text message from Maybank saying that my application is approved..So what's the next step?
shinchan5347
post Dec 22 2016, 07:31 PM

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QUOTE(saitong09 @ Dec 22 2016, 07:20 PM)
Wait for delivery or collection  thumbup.gif
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How many days normally it takes for delivery?
shinchan5347
post Dec 22 2016, 09:33 PM

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QUOTE(eddievh @ Dec 22 2016, 07:42 PM)
2 to 5 days. But next week 26 is public holiday so may be slightly longer it takes.
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Can't wait for it
shinchan5347
post Dec 23 2016, 10:17 AM

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QUOTE(sms2u @ Dec 23 2016, 09:34 AM)
why cannot wt? any ongoing promo? cannot use other cc?
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I don't have other cc that can give me cash back on petrol
shinchan5347
post Dec 28 2016, 09:39 AM

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Top up TNG from Watson able to get treat points?
shinchan5347
post Dec 28 2016, 11:42 AM

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QUOTE(fruitie @ Dec 28 2016, 11:00 AM)
Watson cannot reload TnG with CC.
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Where you guys reload your TNG?
shinchan5347
post Dec 28 2016, 11:53 AM

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QUOTE(fruitie @ Dec 28 2016, 11:45 AM)
Thanks
shinchan5347
post Dec 30 2016, 08:44 PM

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Is there any way we can check our usage online?
shinchan5347
post Dec 30 2016, 09:54 PM

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QUOTE(cybpsych @ Dec 30 2016, 08:47 PM)
why not m2u?
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I have checked thru m2u but it shows no transaction..Instead I have pumped petrol by using the card this afternoon and credited rm200
shinchan5347
post Dec 30 2016, 11:09 PM

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QUOTE(edwardccg @ Dec 30 2016, 10:06 PM)
for credit card to post the transaction into transaction history might take 1-7 days typically. It depend when the merchant settle the payment.

For pumping petrol via credit card, it will always charge rm200 / rm250 for "pre-authorize amount", the exact amount will only appear after posted to transaction history.
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I thought the pre authorization thing only happen with debit card but cc also applies..
shinchan5347
post Dec 30 2016, 11:10 PM

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QUOTE(cybpsych @ Dec 30 2016, 10:07 PM)
rm200 is preauthorization.
actual amount pumped will be posted after few days.
then m2u can see.

cc transaction update is not real-time.

1st, it depends on merchant to post the transaction. sometime same day, sometime few days.
2nd, after posting , online portal will take +1 day to show.
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Alright thanks for your clarification smile.gif
shinchan5347
post Jan 3 2017, 09:34 PM

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Guys what is posting date actually?
shinchan5347
post Jan 3 2017, 09:59 PM

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QUOTE(cybpsych @ Jan 3 2017, 09:50 PM)
upon swiping, the charged amount is still floating. u don't see it, bank can see.

once merchant performed settlement at their end, the charges is officially posted to your account and finalized as complete transaction.

just my simplified understanding.
example, I reloaded TNG at petronas on 1 Jan. this is the transaction date. but I can't see it in m2u.

that petronas took 4 days to perform settlement on 4 Jan. this is the posting date, and where it is finalized into my card account.

if merchant doenst perform settlement for long period, that charge amount will not appear at all in your statement smile.gif very rare to happen, but it does.
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If we want that 8% cashback on weekend..Does posting date matter?Or only transaction date is needed?
shinchan5347
post Jan 3 2017, 11:05 PM

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QUOTE(cybpsych @ Jan 3 2017, 10:03 PM)
transaction date determines the eligibility (if u swiped on weekends or not)

however last weekend Saturday was 31 Dec. if it get posted in January (likely), then it will utilize Jan cashback quota.

I got 2 petrol transactions on 31 Dec. posted on 1 Jan. my December cashback didn't include the 2 petrol swiped on 31 Dec cuz it got posted in Jan already.
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Okay thanks for the clarification
shinchan5347
post Feb 11 2021, 03:13 PM

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QUOTE(SerioseCat @ Jan 4 2021, 09:54 AM)
Do you guys think the 0% EPP 12 months promo gonna be extended this year?
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im also hoping for it too biggrin.gif

 

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