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Credit Cards Maybank Islamic MasterCard/PETRONAS Visa Ikhwan V3, Another Fantastic Cash Back Card

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imnotabot
post Jan 23 2017, 07:12 AM

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QUOTE(JJKTP @ Jan 23 2017, 02:15 AM)
Where is this Petronas located? Perhaps a gps screenshot would help.

Thank you in advance.
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Just search for Petronas Sungai Besi-Puchong bypass on Google Maps.

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imnotabot
post Jan 23 2017, 08:17 AM

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Also, make sure that the Petronas is close to your place or conveniently located en route to work. If it's far and you travel all the way there just to get a few ringgits of cashback, then you might be losing money instead, since each km you travel using your car costs you money (RM0.50 - RM0.70 per km depending on your car, which includes petrol and car maintenance costs).
imnotabot
post Jan 23 2017, 08:32 AM

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QUOTE(JJKTP @ Jan 23 2017, 08:25 AM)
I don't think it is the same Petronas as the one that was discussed earlier DO NOT provide gift card purchase/reload service.
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Nope, it is the same one. It's the one beside the furniture shop.

This post has been edited by imnotabot: Jan 23 2017, 08:33 AM
imnotabot
post Jan 31 2017, 04:05 AM

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QUOTE(cybpsych @ Jan 28 2017, 08:23 AM)
user posted image

Get Limited Edition PETRONAS Gift Cards worth RM105 for RM100! [ MyMesra | T&Cs | Participating Stations ]

Purchase any of the four collectible Gift Cards at RM100 and enjoy an additional RM 5 for for FREE!
Use these reloadable Gift Cards to purchase fuel or any items in our Mesra Store to enjoy cashless transactions!

Get into the F1 spirit and collect them all!

Available at 300 participating PETRONAS stations from 19th January until 15 March 2017.
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Just bought one at Seremban RNR Petronas. biggrin.gif

QUOTE(Super Saiya @ Jan 30 2017, 10:59 AM)
thanks. just google. dont see any benefit of this gift card.
better use cc or cash.
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The benefit is you can get cash back when reloading the card. So if let's say you spend RM500 monthly on petrol, then just use Ikhwan Mastercard/Visa to reload the card once and get 5%/8% – 1% (service charge for reloading) on the spot. Now you don't need to worry about not getting cashback when you refuel on Tuesday, because you already got the cashback when you reloaded the card. The downsides are (1) it's hard to find a Petronas that can reload the gift card using CC, (2) usually there is 1% service charge to reload the card, and (3) you lose some flexibility because you have locked RM500 inside the gift card that can only be spent at Petronas.

This post has been edited by imnotabot: Jan 31 2017, 04:09 AM
imnotabot
post Feb 10 2017, 01:09 PM

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QUOTE(lancer193 @ Feb 9 2017, 11:27 AM)
Apply for Ikhwan Visa on Tuesday. Got approved on the same day.

Just received my card by pos today!

Maybank is very efficient hahah
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Yep, I have the same experience with them. They responded quite fast. Both of my Ikhwan cards got approved within 2 days, and posted to me within a week. I applied through M2U. smile.gif
imnotabot
post Jun 2 2017, 06:15 AM

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Seems like my CB for Ikhwan Visa is less 1 cent then what I calculated. hmm.gif Or is my calculation wrong? For each transaction, I round down the calculated CB first before adding all the CB together. I'm supposed to get RM36.52, but I only got RM36.51. Maybe it's because my transactions are not nicely rounded numbers? I always fill up petrol until the pump automatically stops (i.e. full tank).

This post has been edited by imnotabot: Jun 2 2017, 06:18 AM
imnotabot
post Aug 11 2017, 12:50 PM

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QUOTE(bRainstoRe @ Aug 11 2017, 12:19 PM)
Hi, just receive my ikhwan gold.

Initially when apply they sent to wrong address and they reported and sent in a new one. but inside the envelope is only the card when i collect it.

Is there anything that i did not get from the first letter? e.g: TnG zing card?
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You'll only get the TnG Zing card if you opted for it when you applied the card. If not, you'll only get the credit card.

 

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