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Credit Cards Maybank Islamic MasterCard/PETRONAS Visa Ikhwan V3, Another Fantastic Cash Back Card

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Sumofwhich
post Aug 28 2018, 11:37 PM

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Not sure if Poslaju or MBB screw-up, sent 3 identical Ikhwan Petronas cards for me (same number and CVV), what if the postman kept a copy and use the card?

Anyway I decided to activate it despite having the Affin BHP promotion until 30 November 2019, susah payah apply and keep getting rejected, now approved send me 3 cards pulak, maybe can let my family use if all 3 cards can be used at the same time, save on supplementary cards laugh.gif
Sumofwhich
post Sep 4 2018, 05:54 PM

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Activated my Ikhwan Petronas through automated phone banking, any idea how long it will take to reflect on M2U portal?
Sumofwhich
post Sep 4 2018, 06:01 PM

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QUOTE(alexanderclz @ Sep 4 2018, 05:56 PM)
if u r an existing m2u user, by right it should already appear on the day it was approved
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Thanks, looks like I need to call CS later on this. And the fact that they sent 3 cards to me in a few days window.
Sumofwhich
post Sep 5 2018, 09:59 PM

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QUOTE(David83 @ Sep 4 2018, 06:02 PM)
CS cannot tie new CC to existing M2U.
You need to do it at the nearest branch!
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I see, thank you for the valuable info!
Sumofwhich
post Oct 2 2018, 07:59 AM

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QUOTE(Ancient-XinG- @ Oct 2 2018, 07:33 AM)
any other may bank CC able to beat this card yet?
really dissatisfied when they reintroduce m2 card with x5 point s and cb.

last time change from m2 to this due to CB. now....
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QUOTE(cybpsych @ Oct 2 2018, 07:34 AM)
which card?
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Maybank Ikhwan Mastercard I think.
There's Maybank Ikhwan Petronas for 8% cashback
Sumofwhich
post Oct 2 2018, 09:33 AM

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QUOTE(Ancient-XinG- @ Oct 2 2018, 08:32 AM)
ownh... just now on phone. wasn't clear explain haha.

I currently having this card. previous was may bank 2 card.

still remember they abolish the cash back and treat point back then? yea. that time I change to this ihkwan.

but now the x5 point and weekend cash back is reintroduce..... make this ikhwan card like interior abit.
so far now. my main concern is still petrol and groceries CB, and pharmacy.... any good card to recommend? or this ikwahn still have its shine...
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Maybank Barcelona Visa Signature for 10% in May/Aug and 2% for other months
Maybank 2 Amex for 5% and 5x TP on weekends

FYI, you might get charged RM25x2 SST for the M2Cards new application, 10000 TP to pay off RM25 SST charges for 1 card
but recently it's possible to unbundle and terminate only the Maybank 2 Visa/MC for existing users https://forum.lowyat.net/topic/4646971,
but not sure if you can only opt for 1 for new application

This post has been edited by Sumofwhich: Oct 2 2018, 09:34 AM
Sumofwhich
post Oct 4 2018, 01:54 PM

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QUOTE(demondomon @ Oct 3 2018, 05:17 PM)
lol ok gonna settle my outstanding balance then  tongue.gif
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Better to settle all, don't allow for non-0s in your CCRIS reports and affect your credit score.
Always make sure you have sufficient money to pay back the credit card, else do not spend in the 1st place.
Sumofwhich
post Oct 26 2018, 03:11 PM

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QUOTE(fruitie @ Oct 26 2018, 10:39 AM)
An update, that was quick. Called yesterday to redeem TP to offset SST, checked this morning it was already reflected since yesterday. thumbup.gif
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Thank you for the update. I'll do the same when SST is charged on my statement.
Sumofwhich
post Dec 25 2018, 06:37 PM

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Great chart, thanks cybpsych
Sumofwhich
post Jan 18 2019, 06:33 PM

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QUOTE(sj0217 @ Jan 18 2019, 06:00 PM)
But Maybank Islamic PETRONAS Ikhwan Visa Platinum card spend on weekend for 8% rebate

1.92 * 0.095 vs 1.98 * 0.1584 - RON95
2.22 * 0.111 vs 2.28 * 0.1824 - RON97

Pls correct me if wrong calculation
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100%-8%=92%=0.92, no?
Sumofwhich
post Feb 1 2019, 09:33 PM

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QUOTE(pacatbesar @ Jan 31 2019, 06:41 PM)
Any tips for me to reapplied this card. Last year already apply but got rejected. my annual income around 48K.
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If you have conventional Mbb CC, do try the split method in post #2, I got mine approved after N-th time of rejections,
by splitting 10k conventional CC CL to 9k and Islamic 1k, I finally got the Mbb Ikhwan Petronas card.

This post has been edited by Sumofwhich: Feb 1 2019, 09:33 PM
Sumofwhich
post Jul 12 2019, 03:37 PM

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QUOTE(paogeh @ Jul 11 2019, 01:04 PM)
i was charged SST in may ,
and do not have enough TP to offset

is it possible to call to rebate SST ??
any suggestion ? thank you
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Maybank? Unlikely. But you can always try smile.gif
Sumofwhich
post Jul 24 2019, 11:52 PM

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QUOTE(al_madd @ Jul 24 2019, 11:51 PM)
How to easily terminate credit card?
My card amex ikhwan platinum under utilize ....
With SST implement..RM25 per year is a deal breaker
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Call helpline and cancel
Sumofwhich
post Dec 15 2019, 05:32 AM

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QUOTE(JamesBotak @ Dec 12 2019, 09:54 PM)
Guys, I need some clarification. I've already asked these questions to Maybank and waiting for their response but I want to know if this is the norm or it just happened to me.

Recently I applied for a Maybank supplementary card and it seems that the supplementary card isn't showing its own credit limit but it's showing the primary card credit limit. Is this normal?

The MSOS code for any payment is also being sent out to the primary card phone no instead of the phone no of the supplementary card owner. Is this also normal?

The card is Ikhwan Mastercard.
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You ticked shared credit limit perhaps
You probably registered with your number instead of cardholder's, might need to go to a branch most probably or maybe try calling helpline to confirm
Sumofwhich
post Feb 21 2020, 05:05 PM

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Or email them to appeal, at least that's what i tried for Ikhwan Petronas card last time
Sumofwhich
post Mar 4 2020, 04:48 PM

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QUOTE(myroy @ Mar 4 2020, 02:03 PM)
receive tax RM24 already
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you meant SST RM25?
Sumofwhich
post Nov 28 2020, 08:38 PM

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QUOTE(BaLTHEBEAST @ Nov 21 2020, 09:34 AM)
Hellu peepuu. My ikhwan card application keep getting rejected  sad.gif . Anyone knows why? I applied online via mbb website.
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The online system rejects most of the applications, you can try emailing the customer service and furnish the documents for approval manually, worth a try if you prefer not to visit the branch.

 

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