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Credit Cards Maybank Islamic MasterCard/PETRONAS Visa Ikhwan V3, Another Fantastic Cash Back Card

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[Ancient]-XinG-
post Jan 16 2017, 01:23 PM

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Only Petronas bring some changes rite.

Master stil FRIDAY and SATURDAY?
[Ancient]-XinG-
post Oct 2 2018, 07:33 AM

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any other may bank CC able to beat this card yet?
really dissatisfied when they reintroduce m2 card with x5 point s and cb.

last time change from m2 to this due to CB. now....
[Ancient]-XinG-
post Oct 2 2018, 08:32 AM

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QUOTE(cybpsych @ Oct 2 2018, 07:34 AM)
which card?
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QUOTE(Sumofwhich @ Oct 2 2018, 07:59 AM)
Maybank Ikhwan Mastercard I think.
There's Maybank Ikhwan Petronas for 8% cashback
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ownh... just now on phone. wasn't clear explain haha.

I currently having this card. previous was may bank 2 card.

still remember they abolish the cash back and treat point back then? yea. that time I change to this ihkwan.

but now the x5 point and weekend cash back is reintroduce..... make this ikhwan card like interior abit.


so far now. my main concern is still petrol and groceries CB, and pharmacy.... any good card to recommend? or this ikwahn still have its shine...
[Ancient]-XinG-
post Oct 4 2018, 01:05 PM

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guys, is the cash back already not applied to supp card?
just now I saw the email, (trukey2018) at the bottom mentioned it.

walao..... no email announcement.
[Ancient]-XinG-
post Oct 4 2018, 01:13 PM

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wow.

just went through their
1- Product disclosure sheet.
2 - Cash back TnC

in (1), it mentione only Principle card holder entitled for the CB, and x1 TP for every spending EXCEPT on petrol and groceries.
in (2) it mentione CB is entitle fro both Principle and Supp card holder....

so conclusion?
[Ancient]-XinG-
post Oct 4 2018, 02:23 PM

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QUOTE(David83 @ Oct 4 2018, 01:35 PM)
Do you have MBB2 AMEX?
If yes, the scheme is the same.

There's no separate CB pool between principal and supplementary like PBB cards.
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but in the data they given are given contra Info's.

and yup I cancelled the M2 cards due to last time they stop CB and TP.


I even ask the FM in bank. they also say both principal and supp card eligible for the CB
[Ancient]-XinG-
post Oct 4 2018, 04:50 PM

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QUOTE(David83 @ Oct 4 2018, 02:25 PM)
Eligible for CB but no separate CB pool right?
All CB will go to principal cardholder.
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QUOTE(cybpsych @ Oct 4 2018, 02:28 PM)
what is "trukey2018"?

can provide screenshot of the thing that "mentioned it"?
ikr, i guess he/she intend to pay min. obviously paying min "looks" tempting instead of paying full statemetn balance, and not knowing the consequences by doing so.
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thanks that's explained it all. I thought they don't give to pool together already.

the turkey 2018 is the normal mail that ask you to spend to earn chance to join the competition.
[Ancient]-XinG-
post Oct 5 2018, 12:21 PM

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QUOTE(cybpsych @ Oct 4 2018, 04:55 PM)
so it's Turkey 2018, not trukey2018 doh.gif

most, if not all, promos are combined for principal + supplementary cards....

// Qualified Spend by Supplementary Cardmember(s) under the same Principal Cardmember will be considered as the Principal Cardmember’s Qualified Spend. //

monthly cashback for mbb cards is the same, all combined.
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Good haha.

I don't care la turkey what I just want CB. LOL

But I got join their petronas card. LOL I want it.
[Ancient]-XinG-
post Feb 7 2019, 04:18 PM

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Talking about TP, what's the best to change? I heard it's vouchers. If yes, is the garden card center able to do so?
[Ancient]-XinG-
post Feb 13 2019, 04:45 PM

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QUOTE(cybpsych @ Feb 7 2019, 04:25 PM)
best is subjective smile.gif

of course can. i just did last weekend at the gardens. gotten aeon big gift cards on the spot.
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QUOTE(minthiam @ Feb 7 2019, 07:59 PM)
Yeah, you gotta define what's "best"?
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In term of buck to buck.

I suppose the 100 AEON vouchers better overall
[Ancient]-XinG-
post Apr 12 2019, 09:10 AM

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My yearly cb is around 400 to 500 quite nice. Haha
[Ancient]-XinG-
post Apr 28 2019, 01:03 PM

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QUOTE(Invader Zim @ Apr 28 2019, 12:40 PM)
I dun use petronas because i think their fuel is not very efficient  (while using my car). & i don't want too many card. 1 card should be enough 😅
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take not on TF.

Last i check TS does not entile for CB due to their terminal as dpmt. **thats was 2 years back. Nw not really sure.

Suggest Maybank2card too. Just how thye dont stop the CB and x5 TP like last time.
[Ancient]-XinG-
post Jun 14 2023, 06:36 AM

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May I know for Amex ikhwan, really need at least 100 per transaction to eligible for cash back? I saw this in RP, but can’t find in mob portal
[Ancient]-XinG-
post Jun 16 2023, 06:25 AM

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QUOTE(coolguy99 @ Jun 14 2023, 07:14 AM)
There should be no minimum spend to get the cashback. Where did you read that in RP?
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here is a ss from RP.

can someone confirm it?


Attached thumbnail(s)
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[Ancient]-XinG-
post Jun 16 2023, 07:20 AM

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QUOTE(ClarenceT @ Jun 16 2023, 06:40 AM)
Generally, Maybank / Maybank Islamic only give monthly CB >RM1. But not sure if it applies to Ikhwan Amex or not.
If yes, you need to spend >RM12.5 /month (not per transaction). For M2 AMEX, >RM20 monthly spending during weekends.

Also, if you are worried, it is not so difficult to spend >RM100/month.
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I see. I having ikwan PETRONAS and master and using it too.

I thought need to spend 100 per transaction only able to get cash back for that transaction
[Ancient]-XinG-
post Jun 21 2023, 09:38 PM

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sorry if this question being asked before

For AMEX ikwan, does insurance, bills, and lzd direct payment eligible for the cashback?
[Ancient]-XinG-
post Jun 22 2023, 11:49 AM

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QUOTE(ClarenceT @ Jun 22 2023, 05:15 AM)
Must be Online.
M2U bill payment is NOT online transaction.
Insurance - Etiqa/ Etiqa Takaful only.
Bills - EXCEPT Government-related transactions (eg Income tax), Electricity (eg SEBCares by Sarawak Energy), Jompay/FPX.
Lazada transactions - yes if online, no if debit (very rare), beyond your control.
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thanks. because my insurance all under etiqa. look like it will solely be my incurance card haha.

If Zcity bill payment is under ewallet? becasue zcity doesnt have wallet like tng and boost does.
[Ancient]-XinG-
post Aug 5 2023, 03:19 PM

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QUOTE(ClarenceT @ Aug 2 2023, 09:53 AM)
ETIQA / ETIQA Takaful
AirAsia AK (not sure D7/FD/QZ)
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Etiqa insurance auto monthly bill won’t eligible for Cashback rite?
[Ancient]-XinG-
post Aug 5 2023, 05:39 PM

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QUOTE(ClarenceT @ Aug 5 2023, 03:32 PM)
Auto debit is not Online.
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Own meaning one shot etiqa only will eligible? Monthly premium won’t be counted?

How about Netflix and Spotify with monthly subscription
[Ancient]-XinG-
post Aug 6 2023, 07:13 AM

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QUOTE(ClarenceT @ Aug 5 2023, 08:04 PM)
Auto/direct debit is not online.
Normally online transactions will go through verification, mostly with OTP, or other verification methods.

If you pay to Etiqa, you key in the card details, immediately you get OTP verification, it is online. (Initialled by the cardholder)
If you give card details online, Etiqa can charge anytime using direct debit, it is not online. (Initialled by the merchant)

Same to Netflix and Spotify, you need to find out yourself. I am not the user.
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Hmm seems mafan.

Then reload pin 650 monthly will do then. Already max cap

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