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Credit Cards Maybank Islamic MasterCard/PETRONAS Visa Ikhwan V3, Another Fantastic Cash Back Card

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Human Nature
post Nov 19 2025, 11:51 AM

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QUOTE(cybpsych @ Nov 19 2025, 11:35 AM)
written above le

mae app | expenses
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Is it the circle My Total Spending thing? Mine is 100% Others.

add: At desktop MAE says 100% others. At the apps, the affected transaction is catogerized as Financial Services, Spaylater as Marketing.

This post has been edited by Human Nature: Nov 19 2025, 11:54 AM
Human Nature
post Nov 19 2025, 11:59 AM

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QUOTE(cybpsych @ Nov 19 2025, 11:55 AM)
that page/screen has more information below the doughnut chart.

have you tried swiping up/down?

p/s: then problem already since the affect txn categorized as Financial Services (ewallet)  sweat.gif
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Do you have any recent payment to clear spaylayer this past few days? Already accumulated RM500+ at spaylater to be cleared using Amex next month quota sweat.gif
Human Nature
post Nov 19 2025, 12:24 PM

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QUOTE(kart @ Nov 19 2025, 12:15 PM)
When you called MBB Card CS, what did you say to MBB Card CS?
And, what reasons did you use to support your argument?
Thank you for your information.
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I emailed

QUOTE
I made a payment of RM51.78 on 15 November to Spaylater using my card ending xxxx . However, this transaction was captured as payment to Shopee Pay. Screenshot of payment using credit card directly to Spaylater and MSOS sms showing Shopee Pay L. Please rectify this mistake.


QUOTE(cybpsych @ Nov 19 2025, 12:16 PM)
none recently

will likely do spaylater repayment this coming weekend using m2c amex

ikhwan amex already 600+ since earlier this month (not as shopeepay).
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ok, hope others will test and share the result.
Human Nature
post Nov 19 2025, 07:23 PM

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kart
I included the 2 images that I posted earlier and also the msos sms

This post has been edited by Human Nature: Nov 19 2025, 07:23 PM
Human Nature
post Nov 22 2025, 09:24 AM

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QUOTE(blibala @ Nov 22 2025, 09:16 AM)
Missing CB is in roday without reporting..

My yesterday payment to spaylater using ikhwan amex also posted as shopeepay now
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Mine is credited on the 20th.
Human Nature
post Nov 22 2025, 01:49 PM

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QUOTE(fruitie @ Nov 22 2025, 11:37 AM)
Yeah thanks for heads up. Got mine as well without reporting.
Is it? I think posting date is today? But I didn’t check these two days. Mine shows transaction date 20th and posted yesterday
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Hmm i only have 1 date at the interface, should be the transaction date?
Human Nature
post Nov 23 2025, 09:25 AM

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QUOTE(ClarenceT @ Nov 23 2025, 08:57 AM)
My testing results...
To be confirmed by others.

For those already saved the card details before, the description at 3D secure page is still "Seamoney" and posted description is "SPAYLATER".

For those just saved the card details to Shopee account, will see "MY SHOPEE MARKETPLACE" at approval page, when pay Spaylater will get "MY SHOPEE PAY LATER" at 3D secure page and the posted description is "SHOPEEPAY" (but MCC 5964 instead of 6540).

So DO NOT REMOVE card details from Shopee account!
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You might be right. This happened when the card was newly added to another shopee account. I suspected so too but since I have not made anymore payment to test, I can’t confirm.
Human Nature
post Nov 23 2025, 09:43 AM

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QUOTE(blibala @ Nov 23 2025, 09:40 AM)
it is random. i just made payment and it shows seamoney. i have multiple shopee accounts and never saved card
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Meaning you key in card details all the time? Need to see if anyone with saved card getting the same issue or not.
Human Nature
post Nov 23 2025, 10:06 AM

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QUOTE(blibala @ Nov 23 2025, 09:47 AM)
yes. i always manual key in card detail during payment and never save any card detail. so it is random i believe. for the same transaction i tried 3 times until i see seamoney on the 3rd times
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Good tips. Have to monitor the description at the approval page for the time being.
Human Nature
post Nov 23 2025, 12:07 PM

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QUOTE(MGM @ Nov 23 2025, 11:21 AM)
So far what r d descriptions n which one is most likely ewallet?
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From clarence and blibala, seamoney is for spaylater.
Human Nature
post Nov 23 2025, 02:51 PM

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QUOTE(Human Nature @ Nov 23 2025, 09:25 AM)
You might be right. This happened when the card was newly added to another shopee account. I suspected so too but since I have not made anymore payment to test, I can’t confirm.
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I did some test to pay using this newly added card. All 3 attempt shows MY SHOPEE MARKETPLACE.
Human Nature
post Nov 23 2025, 03:29 PM

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QUOTE(blibala @ Nov 23 2025, 03:18 PM)
I just tried add card and make payment a min ago. It is seamoney..
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means its very random

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