Transaction done 31-Jan-2024 and Posted on 01-Feb-2024
is the 8% Online Cashback under Jan or Feb calculation ?

Speaking From experience?

Actually I can choose to pay the Allianz Car insurance at Shopee directly by ikhwan-amex instead of  spaylater to get the 8% cb since i dont need to pay on weekend like m2amex. Right?

For which ikhwan card?

Just want to confirm regarding Spaylater:
If due date is 1-Apr-2024, then last day to pay is 1-Apr-2024, like credit card, without incurring late charges?
Cos want to use MBB Ikhwan-Amex for April's cb.
But even if I pay today 31-Mar but posted 1-Apr-2024 will still be considered for April'c cb right?

what does the t&c says?

Actually amex exclude telecommunications or not
In tnc English 5. Exclude
But bm no 5
Under utility 4900 mcc

no experience to answer 

but it could be zero quota left as you've earned +100 cb in April already. how can there be extra?

Ikhwan Amex

In march, I made a 3500 online transaction and the 100 CB has been credited on 7-April.
In April, that transaction was refunded. Then I made another 3300 online transaction.

So,

March CB +100 for 1st transaction
April CB -100 for the refund and +100 for the 2nd transaction = 0

Do I still have CB quota in April if I make other transactions?

statement/txn history shown -RM4 cb?

They clawed back more than than the RM100 CB received.

RM3300 CB = +RM264
-RM3500 CB = -RM280

So -RM280+RM264 = -RM4 reversal.

Meaning, if I were to spend more on that month, will get positive CB

As what I said.. but y 280-264 = 4 and not 16?

no issue this month cb, spaylater payment on 10 May

share your txn statement here for analysis

I'm suspecting that my SpayLater did not get CB as well.

Initially I thought it was because I replaced my card mid-way.

I complained to them and the remaining was credited, however it was still short of my expectation.

Only received RM25 out of the full RM50 CB.

Will dissect my transaction and show my findings here.
Edit: Called Maybank and confirmed that they shortchanged me.