Welcome to visit my web site and comments.

www.smartmove.com.my

I am a regular guy like most of the malaysian working hard to escape from the vicious cycle of working hard to pay the bill for myself and my family. For anyone who had achieved financial freedom via properties, please generously share your invaluable experience with me.

This post has been edited by kinccc: Feb 7 2012, 11:54 PM

Any example for tenancy agreement examplr?

Hi All,

Just added loan, stamp duty calculator in my web site.

Feel free to visit http://www.smartmove.com.my/Loan+Calculator

Today Business Times Malaysia!!

Latest news for My First Home Scheme in Malaysia, click here to see more

Vision International Properties-Specialized in Canadian Property

Vision International Properties

thinking some of you might interested to invest there since it is a profitable country for property market.

This post has been edited by ilaMuda: Apr 3 2012, 03:59 PM

Hey guys, with the new implemenation of mortgage loan based on net income, is there anyway for us to self assess how much loan we are qualified?

try this monthly net income * 0.4. That is the amount of monthly repayment the bank would probably allowed. From there you should be able to work out the property price you qualified.

Net income is your final pay after deducting EPF, SOCSO, Tax.

Again that is just a simple calculation, they also look into other loans you have, monthly installment and credit card debts.

Malaysia Real Estate Agency Test of Professional Competence (Past Year Question and Answer)
http://estateagenttest.blogspot.com/

Hi guys,
May I know is there any calculator for calculating stamp duty for house purchase? I want to know how do you calculate the stamp duty if the house is 2 person join purchase?

Anyone got a sample of booking forms to share?

To add on, I would recommend Propertyguru Malaysia
It provides very accurate information and has the latest updates on property news!
My number one choice so far!

https://www.facebook.com/pages/Malaysia-Pro...122146641165399

http://www.hartanah.net
and its fb
http://www.facebook.com/hartanah

Has anyone tried http://loanstreet.com.my? It's a relatively new website for everything loan related in Malaysia. Can compare loans from every bank in Malaysia down to the interest rate you will get for the chosen package. Different loan amount/options results different interest rates Can even continue to apply through the website.

It really useful

Even though there are options to compare hire purchase loans on the website, currently only housing / home loans work though.

This post has been edited by METALRAGE: Jul 30 2012, 05:41 PM

Hi, does anyone use a software program to track the management of your properties? I am currently using excel worksheet but am wondering if there is a ready program. Any recommendation is very much appreciated.

http://loanstreet.com.my is just about a month old now

This post has been edited by METALRAGE: Aug 13 2012, 11:14 AM

is there any loan on zero moving cost?

Hi Lucerne. Sorry for being slow in reply. I log into Lowyat periodically.

At the moment, from what I know, Al-Rajhi offers true Zero Entry Cost packages. Do be aware that their BFR rates are 6.9% as opposed to other commercial banks at 6.6%.

Do use our wizard at Loanstreet.com.my to find out the best home loan and ZEC package for your loan preference.

Also, we'll be adding a very intuitive calculator soon on our website. Stay tuned

what is the final rate? still the same as other -2.3?

It isn't certain. It totally depends on the package you selected. Things like Loan Amount, completed property or not can affect the outcome.

Al-Rajhi can even offer up to BFR - 2.7% even for their ZEC package, but certain loan criteria must be met.

The best way really is to use the comparison tool at Loanstreet.com.my to find out, then proceed to apply via the website.

This post has been edited by METALRAGE: Aug 29 2012, 02:55 AM