Did they explain how they arrived at RM1,305?

They didn't. I've been paying like 9 years now!

LOL. That's to your advantage so it's all good. But i'm certain there is a reason behind it and I am definitely curious to learn more about it.

It's like car loan and personal loan settlements where people tend to think it's arbitrary way of calculating the rebates. But the rebate calculations are precise down to a science. And its this science behind your calculations that piqued my interest

If you ever learn the sorcery behind it, do share ya?

well... isn't it better that you paid lower? :-p

the only explanation i got is, THOUGH it is said that your loan amount is rm150,150 @100% MOF, BUT didn't you pay 3% to the vendor upon you signing the SPA?
So, i assumed actual drawdown was only 97% of the purchase price.
and wallah! at 97% price, installment = rm1305-03.

Thanks Fezy. Actually I did pay the 10% down payment amounted RM 15,015. However since I was entitled for 100% MOF, they refunded the 10% down payment I had paid. So my financing is at the purchase price.

Wow, really useful for me

sorry im a beginner here
any property agent here?
im looking for a unit in aman puri kepong

I always hear people saying the house size either in square feet (eg 20 X 70 )or square meter (eg 850m² ).

But how do we which do not familiar with those numbers to get the rough idea of how big or small is the house?
May I know how can I know how big is the land size based on the number given?

Like single/double terrace should be a X b , bungalow should be c X d
something like that

Is there any standard for this?
Appreciate everyone helps! smile.gif

For me i always remember that a typical shoplot is about 22' x 70' and terrace house is oso about the same i guess. So i gauge the size according to that and bungalows are roughly 3000 sqft build up area.

Hope that helps

Expats Furniture Rental Sdn Bhd @ Bangsar :
Your one-stop furniture & appliances rental solution for Expatriates & Local Landlord/owner

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May I know how can I check whether is there any property transaction in my area and at what price? Thanks!

All,

You may download an offline calculator for S&P Stamp Duty and Legal fee from

http://www.smartmove.com.my/Loan+Calculator#stamp-legal

Have a nice day!

In fact there is no so-called standard built up in the property market.
the bigger the built up, the more u pay.
to my interest I prefer residential with minimum 24' x 75' to 110' land area and built up >3,000 sq feet.
if they talk abt square meter; 1 sq meter = 10.764 sq feet

additional info that i hope may b helpful,
in fact nowadays some developers or owners simply bluff the gross floor area (GFA) or built up area during their sale.
GFA shall only include area (length x width) with 4 walls + 1 ceiling as enclosure; staircase, terrace, balcony, yard, car-park shd be factored in calculation making the overall area smaller.
so it is unfair for buyer to pay base on RM/sq ft. Everything is so expensive nowadays, must b calculative in property.
this is my opinion.

hi, are there any websites to let us know about new schemes that will be launched?

wow thanks for compiling all these useful info in one thread. Good job!

added

Link to full article - Will BLR in Malaysia increase or decrease?

Explains what causes BLR movements.

Hi, i'm a newbie here and so glad to have found this forum. Just wondering has anyone heard of a developer in Melaka call Vision Chart Sdn Bhd? Thanks in advance.

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You can list your property with us for FREE and we will help you to attract the viewers with our advertising.
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this might be useful info