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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards

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tookinen
post Oct 26 2017, 11:21 PM

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*******
Senior Member
2,269 posts

Joined: Jan 2003
From: Cheras



very bad experience with SC. One day late was charged with interest of RM17. Is it me or other banks don't have the same interest charging mechanism.

Looking forward to not touch Standard Chartered cards anymore.

This post has been edited by tookinen: Oct 26 2017, 11:22 PM
tookinen
post Oct 27 2017, 07:42 AM

Wish you were here
*******
Senior Member
2,269 posts

Joined: Jan 2003
From: Cheras



QUOTE(cybpsych @ Oct 27 2017, 07:24 AM)
what is your definition of "one day late"?

1) when is your due date?
2) when did you pay?

usually, banks have about 2 days grace period after due date before they start charging the interest.
*
due date on 9th
I IBFT over on 10th
tookinen
post Oct 28 2017, 08:51 AM

Wish you were here
*******
Senior Member
2,269 posts

Joined: Jan 2003
From: Cheras



QUOTE(cybpsych @ Oct 27 2017, 07:45 AM)
try call CS to get waiver.
*
call already didnt waive.....

i am asking them to send me email on their interest calculation.
my balance is 900 they are charging me rm16 for interest.
I thought it's 18% p.a at most.



 

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