The screenshot was marked as ‘today’. Hence someone screenshot on the same day i posted last year.

And kept it in a folder in their laptop. And you can reupload the screenshot in a short time - meaning there are dedicated folder either for SCB Campaign or CUCIKAKI’s folder in the laptop!!! - where the screenshot above can be found easily.

Amazing!!! Should apply data analyst post. 😂

Please don't bother on HSBC if you have blank CCRIS, your application will most likely be rejected.

Based on my past experience, UOB Bank is the most friendly one for those with no CCRIS records.

I have had my first credit card approved with UOB Bank.

Are you previous got open any account (example like saving account or FD) at HSBC or not?
My one hsbc also first reject if CCRIS terlalu bersih.

Long time no request for AF waiver, is this consider successful, right?

Do I need to pay the annual fee (charged in my statement)?
Or only the spend amount?

it should offset the annual fee. i wouldn't take the annual fee billing this month (to be paid next month) while use the reversal as this month's payment. But you can ask their CS to be sure. Keyword : Reversal

interest not based on difference, but based on all the transactions in the statement (counting from each transaction date)

you pay min to avoid Late Payment Fee, not the Finance Charge/Interest

PSA: Liverpool cash back is in. i think i checked 2 days ago was not in there.

RM0.00:StanChart: Today your transaction of MYR 18.44 on card ending xxxx at Steam Purcha has been declined. Reply 1 if you made the transaction or reply 2 if you did not to +6583382545.

RM0.00:StanChart: Transaction on your card ending xxxx has been declined. Request you to kindly Reply 1 if you made the transaction or reply 2 if you did not to

From 62365

Card compromised?

Can't, I don't have Setel app. I entered my CC info on a friend's Setel app for a one time favor but forgot to remove it. Already asked him to remove it a while ago, but I'm still seeing new Setel reload transaction every month.

If anyone can help test it out, I would greatly appreciate it.

anyone received a call from SC, claiming that they want to offer you 500k standby cash?
if you do not touch anything, then there is no interest at all?

sounds like credit card only.

even if legit, if you are not using it, better don't apply it. who knows you might accidentally touched it and they start charging you interest.

I just found out i transferred payment to wrong credit card and now late pay
Anyone here able to waive late payment charges before?

And how about service tax? can waive?

First time buying macbook from apple store with stand chart credit card, and i got additional charge on top the amount i supposed to pay...

Possible to call up the bank and ask for refund?

Hi, may i ask is the cashback auto credit into the card? I am new to SC card, and despite seeing cashback collected, but i don't see it being credited into my account? Do i need to manually redeem it?

merchants must not impose surcharge or set min purchase amount to the end customers.

this notice is like "we wont do anything to stop this practice. feel free to report them to us, and we will advise them only."