Welcome Guest ( Log In | Register )

Outline · [ Standard ] · Linear+

Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards

views
     
incredibless
post Jan 8 2019, 07:29 PM

Casual
***
Junior Member
437 posts

Joined: Jun 2012
I applied via their website on 29 dec for platinum one. So far no people call me yet but i checked in criss it showed pending by FI. Anyone applied via official online website?
incredibless
post Jan 11 2019, 03:01 PM

Casual
***
Junior Member
437 posts

Joined: Jun 2012
QUOTE(beLIEve @ Jan 11 2019, 02:11 PM)
card sudah sampai. talk about efficient. Jan 2 they started processing my application.
*
wow. when did you applied? I applied mine in 28th Dec until now no calls or sms but is in ccris system with big fat limit. Wonder why it takes so long. hmmmm
incredibless
post Feb 18 2023, 05:34 PM

Casual
***
Junior Member
437 posts

Joined: Jun 2012
is anyone still holding the rewards 360 cards? If yes what is special? The reason is I still hold the rewards 360 cards since many years ago when they promoted it. Now thinking to cancel the card is not really attractive aside from apple pay wallet integration and the points that I accumulated not worth for redemption also. Take for example, to covert to Airmiles requires about 49000 points for 1000 Enrich points as compared to other banks.. laugh.gif Only good part is the credit limit they gave is high as compare to my other banks..
incredibless
post Feb 19 2023, 01:18 AM

Casual
***
Junior Member
437 posts

Joined: Jun 2012
QUOTE(iamloco @ Feb 18 2023, 09:52 PM)
Not much benefit.. cancelling this card after the bmw x3 contest ends 😅
*
laugh.gif yeap other than the higher credit limit, I also thinking to cancel it as it is normal card and give way to other card with better benefits.
incredibless
post May 16 2023, 10:39 PM

Casual
***
Junior Member
437 posts

Joined: Jun 2012
QUOTE(Micky78 @ May 16 2023, 06:30 PM)
i just receives a SMS from SCB to notify the above... based on the name, i felt like is a downgrade...
*
same the world miles card design at least has some premium-ness but the name of the journey card errrrr...looks like a downgrade and the design is similar as simply cash card design.
incredibless
post Jun 18 2023, 09:48 PM

Casual
***
Junior Member
437 posts

Joined: Jun 2012
those holding SCB card like World Miles did they give 100% Annual waiver? I am currently holding worldmiles and platinum visa thinking if want to cancel since these days nothing special about this card apart from lounge entry...
incredibless
post Feb 25 2024, 07:54 PM

Casual
***
Junior Member
437 posts

Joined: Jun 2012
QUOTE(coolguy99 @ Feb 20 2024, 09:07 PM)
Not easy nowadays. I had to cancel the card for the retention team to offer me a waiver.
*
so did they offer a waiver for you? for the Journey card. Mine is coming this june.
incredibless
post Feb 25 2024, 10:51 PM

Casual
***
Junior Member
437 posts

Joined: Jun 2012
QUOTE(ericlaiys @ Feb 25 2024, 07:59 PM)
Did u spent 60k ? If no, better cancel
*
nope. around 7-8k only for this card. laugh.gif last year didnt charge me. not sure this year haha.
incredibless
post Apr 20 2024, 10:10 AM

Casual
***
Junior Member
437 posts

Joined: Jun 2012
Finally my journey card got annual fee charges. Given my spending for a year is just less than 10k.
1.Tried to waive in apps says not eligible
2.Then i sent request to their mail
3.Waited a day no reply
4.So i called their helpline and directly press fraud line number 1.
5. Spoke to the agent that i want my annual fee to be waived otherwise i just pay and cancel it.
6. First option was given to use my credit limit as cash advance - Reject
7. Then i said look simple here i just want to waive off or otherwise I just pay and cut off
8.She noted and will raise the request for 100% waiver and takes 1 business day.
9. Today i see they already reverse the fee back to my card 😀

The only way is speak to them only and try luck.

This post has been edited by incredibless: Apr 20 2024, 10:11 AM
incredibless
post Apr 20 2024, 03:08 PM

Casual
***
Junior Member
437 posts

Joined: Jun 2012
QUOTE(Koranshita @ Apr 20 2024, 01:27 PM)
I use the app to request to waiver annual fees and I check they only waiver half of it?

So anyone get waiver 100% ? I might cut off if this is the trend
*
me. call directly and ask for waiver. if not tell them to cut it...
incredibless
post May 20 2024, 10:08 PM

Casual
***
Junior Member
437 posts

Joined: Jun 2012
QUOTE(Alvenee @ May 18 2024, 08:11 PM)
Anyone spend lesser than 60k but get waiver?
*
me..call and ask for waiver.. if not just say will cancel it..
incredibless
post Jun 4 2024, 11:00 PM

Casual
***
Junior Member
437 posts

Joined: Jun 2012
i managed to ask them to waive off by calling directly to their e-line and told them I wan waive 100%..if not just proceed cancel. next day approved.. laugh.gif . Been with them since 2018 where used to spent alot back then but now using others. Next year not too sure....other wise if no i will cancel. Only thing good is the CL given is higher alot.
incredibless
post Jun 17 2024, 09:23 PM

Casual
***
Junior Member
437 posts

Joined: Jun 2012
QUOTE(adibyusoff @ Jun 16 2024, 10:23 PM)
Hi guys. Just got my journey card today. Wanted to ask is it worth utilizing? I am currently on ambank visa infinite and uob visa infinite as my daily driver in and out country. Read from previous posts many said it's not really good to keep.
*
Stick with your ambank and uob as these banks are free for life and waivable Journey is only for the lounge other than that nothing much. Waiver wise may be subject to your luck.
incredibless
post Sep 23 2024, 04:54 PM

Casual
***
Junior Member
437 posts

Joined: Jun 2012
QUOTE(jiaen0509 @ Sep 20 2024, 05:13 PM)
Ofcoz I didn’t use the card recently (in a year) and if no others members be treated the same. I am gonna to cancel all.
*
you didnt use totally a cent? Mine sucessfully waived off the annual fee and so far never spend anything on their card yet. Shall see.. biggrin.gif Thinking to cancel it but same as you high limit which makes me keep it first. How long you been with them? more than 5 years?
incredibless
post Oct 10 2024, 04:43 PM

Casual
***
Junior Member
437 posts

Joined: Jun 2012
I tried canceling the card but it is greyed out. haha. no outstanding, no autodebit, etc. I wonder why they don't let me cancel. I didn't swipe since June after they waived off the AF for my journey card. Has anyone encounter this?

 

Change to:
| Lo-Fi Version
0.2293sec    0.64    7 queries    GZIP Disabled
Time is now: 17th December 2025 - 04:38 AM