My SCB cards will reach their anniversary in July and AF/SST will appear in August statement. So, if they are not waiving my AF because I didn't spend enough lol, I have to cancel all their cards. That's why I can't shift my insurance auto-billing to JOP yet. To avoid the hassle of changing cards if my JOP is eventually cancelled.

For July and August, if I just spend 1.5k on online transactions, I will get RM 28 right? That's the max I can get with the most minimum spending, correct?

any ways to check the reason why get rejected for cc application?
I tried to ask the CS, they do not want to tell me.
would like to get liverpool card, but failed.
currently owned PBB VS (supp card), PBB quantum and MBB bacerlona and MBB AMEX.
all credit cards without outstanding payment. :confused:  :confused: