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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards

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chiahau
post May 2 2017, 01:35 PM

Fatthau StalKer
********
All Stars
14,082 posts

Joined: Aug 2009
From: Malaysia


QUOTE(-kytz- @ May 2 2017, 10:10 AM)
My application for SC Gold Cashback was rejected!

Not sure why to be honest as I'm a new applicant. I've been paying my all my CC Bills way before the statement due date. (I only have CC facilities with banks)
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If you're holding less than 1 year for another bank, likely to be rejected by SC Gold.

Another reason is ptptn issue.

Lastly, high credit utilisation may trigger bank to be cautious.
chiahau
post May 2 2017, 06:18 PM

Fatthau StalKer
********
All Stars
14,082 posts

Joined: Aug 2009
From: Malaysia


QUOTE(-kytz- @ May 2 2017, 04:35 PM)
Yeah I stated using credit cards somewhere in January/February..

Don't have PTPTN borrowings and only average credit utilization.
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Yeah, then it's likely you don't hold cc long enough for them to consider giving you one.

Same case with my Citibank last time lol

 

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