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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards

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SUSYH1234
post Jan 25 2019, 08:00 PM

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"Sooner or later, cc will vanish."

i thot generally the main reason we use a credit card n not a debit card or ewallet is because its a "credit" card?
SUSYH1234
post Apr 14 2019, 09:39 AM

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QUOTE(ClarenceT @ Apr 13 2019, 08:28 AM)
Don't make your life so susah.
Top up RM567 on Bigpay, RM1933 on anything (incl Payment to AIA at any channel), don't care online or direct debit or not eligible, you still get the maximum CB, ie RM85.
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i still confuse why bigpay is deemed as online transaction, while boost not really the case (or it is?), whats the diff? i know the former is a kinf of credit card while the latter is cash wallet, but that doesnt make any diff in the nature of the transaction, its still kind of topup, not really a purchase.

SUSYH1234
post Jun 2 2019, 09:33 PM

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hi all, unlike mbb where cb is reflected in transaction listing at beginning of month, scb is diff? the monthly cb is credited only when statement is issued?
SUSYH1234
post Jun 5 2019, 04:40 PM

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i thot most here make use of bp? so what is that difficult to achieve the minimum spending? it seem most of the discussion in bp thread is atm withdrawal while here is af.
SUSYH1234
post Jul 15 2019, 11:38 AM

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QUOTE(fruitie @ Jul 15 2019, 11:32 AM)
RM 80 or lower, depends on your cost. If the ride is RM 75, they reimburse RM 75. If it is RM 90, they reimburse RM 80.
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its automatically done or we need to call scb to inform them we did the ride and therefore expect reimbursement?
SUSYH1234
post Jul 17 2019, 02:33 PM

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QUOTE(jefftan4888 @ Jul 17 2019, 02:06 PM)
TNB should include Direct Debit update feature in their website, like Maxis or AIA. User can update the CC details by their own.
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if my due date is 24th, can i fix the auto debit date on every 1st n+1?
SUSYH1234
post Aug 20 2019, 11:51 AM

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QUOTE(ClarenceT @ Aug 20 2019, 10:27 AM)
Then give up TNB as the amount is varying every month.
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i agree, my tnb bill in the last 3 months 90, 30, 60. i hv no idea how tnb get the number, my usage is quite consistent.
SUSYH1234
post Sep 17 2019, 11:35 AM

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QUOTE(cybpsych @ Sep 17 2019, 09:47 AM)
bank track the mcc/registered business nature, NOT what they sell/services they offer.
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meaning if i buy bread n instance mee in the same kiosk is deemed same mcc under petrol?
SUSYH1234
post Sep 17 2019, 11:51 AM

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QUOTE(cybpsych @ Sep 17 2019, 11:43 AM)
yalor

eg you buy 101 items from Tesco, does the bank statement shows 101 items too? or just Tesco name ?
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oh, then not that difficult to achieve 200 petrol, i didnt know mcc is store based.
SUSYH1234
post Mar 2 2020, 05:35 PM

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QUOTE(caesarx @ Mar 2 2020, 11:38 AM)
Applied LFC from SC online banking 30 min ago, approved within 10min, super efficient fast, activated digitally and tested reload bigpay, done!
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what is activated digitally? yesterday i accidentally press the activated button then i reveive approved sms, say something can now use aamsung pay.
SUSYH1234
post Mar 31 2020, 12:11 AM

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this month my petrol usage is only rm80 due to mco n pump price drop, next month i think is much worst (solely from cb context), may i know how u guys achieve yr rm200 this month? shopping at petrol kiosk?
SUSYH1234
post Apr 2 2020, 01:28 PM

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QUOTE(ClarenceT @ Mar 31 2020, 07:47 AM)
I may just spend on online RM1500 only to get RM28 CB. (Effective 1.87% though online 10%) in April. No spendings on Petrol.
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most probably do yr way this month, i am not the shopping type so i cant keep piling up ewallet, include setel. i did however shop at petron last month, kiosk pricing is damn blardy expensive, i dont think i made any saving, unless i am a smoker.

SUSYH1234
post Sep 1 2020, 12:10 PM

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QUOTE(ClarenceT @ Sep 1 2020, 11:57 AM)
3000 units.
Grabpay RM10 - can't finish in 1 day.
Boost RM10  - fully redeemed in less than 12 hours.

I don't understand why so many people think GrabPay RM10 not useful.

Both equal to 9.1% rebate, much better than most of credit cards including M2 Amex.
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for one that rarely use grab car or food, we really hv no idea what we can do with grab point n voucher, but lately when i start to do local travel, i realises grab is actually much more worth it compare to tng, which offer nothing most of the time, i now pay more attention to grab promotion n campaign.
SUSYH1234
post Dec 18 2020, 09:44 PM

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hi all, anyone have the sc smart credit card? is it a physical card like our usual credit card or a virtual one? i rarely read anyone talk about this, a bit curious.
SUSYH1234
post Jun 17 2023, 01:26 PM

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QUOTE(skycrew @ Jun 16 2023, 10:03 AM)
how do you manage to talk to human?
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their cs / retention will call you, i was told the delay was due to the sudden change to digital that cause a surge in request which they have difficulty to manage, might take a while to normalize or revert to human interaction.

digital is fine if scb could find a way to make clear how the annual fee work ie waive since most that call in are annual fee / service tax related.

 

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