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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards

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ShinG3e
post Mar 14 2019, 11:35 AM

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QUOTE(JuneResources @ Mar 14 2019, 11:25 AM)
Ya, done register ccris before..
Looking good... I also scare somebody been abuse due to leakage information at local news before..

OR another thing maybe I'm too clean then bank also suspicious me? LOL...  laugh.gif
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too clean is one of the issues when applying CC.

hence, it is always recommended to get your 1st CC from a local bank which your salary is paid to. higher approval rate. then from there when u have spending pattern, easier to apply for foreign bank CC. step by step.
ShinG3e
post Mar 14 2019, 05:07 PM

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QUOTE(JuneResources @ Mar 14 2019, 02:27 PM)
It's seems like not only me occur like this issued..
Why too clean become one of the issues?
Clean = good.. Am I right?

Impossible bank want to see "there is a bad record", then can apply CC? LOL.. unsure.gif
So that means apply cc is auto generate by system/robot, is it?
LOL.. then it is not a brain problems already.. Is system problem.. laugh.gif
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too clean means no history, no history means bank don't know your personality/habit/spending pattern. that's all.

same like when u go dating sure get asked how many ex... you gotta know what the person first.
ShinG3e
post Mar 15 2019, 10:38 AM

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QUOTE(JuneResources @ Mar 15 2019, 09:16 AM)
Everybody is starting from clean...

I burst out laugh that you take as bf gf as an example. laugh.gif
Normally you go dating, got ppl will ask how many ex? That is high confidential information.. rclxs0.gif

Whether you want to take the risk to dating or not...
If not, please don't come and see me again after got EX.. Ever never.. wub.gif
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ehh ehh the question is one of the most standard question that will be asked in the early or mid dating. might as well spill the beans now that giving a BIG surprise later. icon_idea.gif

anyway, back to the topic. yes everyone started out clean so you need to find ways to show bank your payment records.
ShinG3e
post Sep 10 2022, 11:53 AM

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QUOTE(Nick-87 @ Sep 9 2022, 08:47 PM)
Hi, i made a credit card payment via m2u. How long does it take to reflect in the apps account?
Their cs is always unreachable and bot also not replying.

This is my first statement btw.

Thank you.
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1 working day.
ShinG3e
post Jul 15 2023, 05:23 PM

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Anyone here applied the new Journey card? The mastercard one.
ShinG3e
post Jul 15 2023, 09:59 PM

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QUOTE(tifosi @ Jul 15 2023, 06:09 PM)
Curious what's exciting for you to want to apply? I want to terminate mine already since they took away the RM 80 free airport taxi from since the launch of this new card.
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currently using the priority visa infinite. the only good thing is the 360* points don't expire. i think this card still have that rm80 limo taxi thingy.

reason of looking at this newer journey card is for the grab rm60 thingy.

open to debates
ShinG3e
post Jul 16 2023, 03:46 PM

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QUOTE(tifosi @ Jul 16 2023, 03:03 AM)
Yes the Priority VI still has the RM 80 taxi rebate. Just that I don't have 250k lying around laugh.gif

For me 2 reason why I don't think the Journey suits me
1) hitting 2.5k specifically within travel category is not something that I would do with this card
2) cashback RM 60 is only for 1st grab transaction of the month, no issue if you only use it purely for airport usage but if you accidently use it on something else like for RM 10, there goes the rebate

I guess for airport, will stick with Citi PM (or UOB equivalent) for now. Just that I if I land in KLIA 2, I can't use it since the redemption counter is inside.
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1. I can hit the 2.5k but whether it’s worth it or not, idk lol
2. Oh I didn’t know about the “1st grab tx of the month”. Fair fair

As i’m going to travel more frequently, hence looking at a travel theme card.
ShinG3e
post Jul 16 2023, 05:02 PM

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QUOTE(tifosi @ Jul 16 2023, 04:16 PM)
Since you’ve your SC priority VI, why don’t look at CIMB TWE? Way better miles conversion if you want a travel theme card. I assume you’re eligible since you have priority banking with SC haha

However the bonus points promo is till end of the year.
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my no1 reason of holding into the priority status is because it is transferable to SG and HK too. So when i go either one country, i'll still enjoy the service there. if they don't offer cross border priority, i've would cancel it long time ago. mad.gif ranting.gif

i did take a look into the CIMB TWE and i admit the miles conversion is better. but unsure if i would wanna go thru the hassle of maintaining few cards/acc. unsure.gif
ShinG3e
post Jan 23 2024, 01:38 AM

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QUOTE(Gatsby IT @ Jan 22 2024, 04:26 PM)
Hi can I get anyone input on this ? Regarding the SC Priority Banking credit card , the RM80 Cashback for Taxi Limo when travelling .

1) Can I claim it for both the trip using Grab normal taxi ? Usually below RM80 or just one return trip to home . (Doesn't have to be a premium ride right?)

2) I am still keeping the Priority Banking status but there's not much balance in the account , am I still entitle for the RM80 taxi Cashback ? Or they gonna check thru the 250k balance in the account first for the benefit ?

Lastly anyone have any recommendations on free Grab/Taxi or Cashback card on this subject ? I overheard a fren mentioning he can get free taxi ride from a certain terminal using his card not sure which one .
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Hello, I recently downgrade my Priority status so I’m a user of this CC.

1. No, only limo taxi at the airport for going back trip. And need to swipe 3 times oversea.


2. No. To be entitled to the rm80 limo cash back, u gotta have the min 250k with them. If no, then no cashback.

3. The standard chart new journey card got specifically for grab car.

This post has been edited by ShinG3e: Jan 23 2024, 01:39 AM
ShinG3e
post Jan 24 2024, 03:20 PM

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QUOTE(Gatsby IT @ Jan 23 2024, 05:20 PM)
Thanks for the reply bro . Just a side question Does a normal taxi ride home count as limo ? Or limo is the specific term for those ride and not the same as the usual taxi we see ?
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QUOTE(Cookie101 @ Jan 23 2024, 11:12 PM)
Must be a taxi ride from KLIA. Specifically payment at counter booth to be eligible. The taxi you are riding comes with a LIMO plate
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Yea ^

The taxi limo counter is near Departure Gate 1 or 2 KLIA1. And limo tax got surcharge for zombie hours, was quoted RM180+ on 5am arrival. Not worth it even minus rm80 cashback. Might as well take Grab/AA.
ShinG3e
post Oct 15 2024, 04:19 PM

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Hello guys, so how's your experience using the Journey card so far? I'm using the priority visa card but I see that it's not that great.

And how flexible is SCB waiver on AF?
ShinG3e
post Oct 16 2024, 04:25 PM

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QUOTE(TongCN @ Oct 16 2024, 04:21 PM)
Beside using it to access Plaza Premium Lounge ...
i really no swipe anything on this Journey card, lolz..

But always use this card for cancellation so that their retain team will waive both my Journey & Simply cards' annual fee (RM600 & RM250) & SST (each year)

However, year 2023 i totally no kenak annual fee at all for these 2 cards, i wonder why.
SST kenak and kenot waive  doh.gif
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Oh. Cause my priority card like haram je. No use. Thought change to journey.

Yea i don’t mind sst can’t waive. Just want to know the AF they flexible or not to waive cause min spend rm60k

 

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