QUOTE(fruitie @ Jun 30 2019, 12:35 AM)
My SCB cards will reach their anniversary in July and AF/SST will appear in August statement. So, if they are not waiving my AF because I didn't spend enough lol, I have to cancel all their cards.
That's why I can't shift my insurance auto-billing to JOP yet. To avoid the hassle of changing cards if my JOP is eventually cancelled.
For July and August, if I just spend 1.5k on online transactions, I will get RM 28 right? That's the max I can get with the most minimum spending, correct?

some insurance like GE have very efficient was of changing your card.
in fact , i changed twice early this year.
once from Citibank > Maybank..then from Maybank again to Standard Chart.
All i need to do is for my agent to send me the PDF file through whatapps..
then i print out, fill in the details...and take a picture using some PDF app and send back to her
all done in less than 15mins..and within next few days, it charge to the card i preferred
very, hassle free