Hi to all Sifu,

If I read correctly we will only get RM30 if we use RM2500 on e-wallet? That's 0.012% CB. Don't you think it's a bit low?

Yeah you're right. So does it means I'm correct? Even AEON big card is better in that case. RM25 max with 2% CB for online transaction.

If looking at the benefit of e-wallet only Ambank TruVisa and AEON big Visa Gold are both much better right?

How about Ambank true card with 3% CB for RM30 max per month? Is this card also FCFS basis?

Hi guys, just want to confirm how does it work for cash back if we spend RM2.5k on ewallet for sure we will get the RM20. For petrol and grocery do we need to spend each for another RM2.5k to get 15% Cashback?

ic so in a way I'm right also that if we spend first RM2.5k on ewallet transfer that cover the RM20 that I'm supposed to get for that spending category then for petrol and grocery/dining I can spend later so long that the RM133.45 amount is reached. Doing so would relief of any pressure to spend that amount even though it's not a lot but still I have to keep reminding myself. I don't buy grocery and eat out that often. Thank you for input. I can apply for the card now replacing my Maybank AMEX 2cards.

This post has been edited by CoffeeMiloTea: Feb 11 2023, 05:22 PM

Hi all, another question I have is what are the chances that we can get the annual fees waive?

This post has been edited by CoffeeMiloTea: Feb 11 2023, 05:34 PM

Yup, most important is TnGo for ewallet and notice that NSK is not one of them in the grocery list. For that I think can spend on fast food like KFC, McD etc since both in same category. Now I'm holding Maybank AMEX which sometime difficult to use as it needs to spend on the weekend only and many merchant do not accept paywave as in apple pay that required to bring the physical card. Now that we don't need to bring driving license we can just bring along IC only wherever we go, probably with some cash. Going out will be a lot lighter 😂

This post has been edited by CoffeeMiloTea: Feb 11 2023, 06:10 PM

I think this one for every spend has to exceed RM100 in order to entitle for cash back right? The weekend spend is a let down. That's why I want to stop using Maybank AMEX.