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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards
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LostAndFound
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 Aug 16 2021, 03:55 PM
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Received a call from standard chartered to 'verify' my recent transactions. First thing he asked for is to perform verification on me though. So I said not acceptable, why would I give PII over the phone when I'm the one receiving the call. He actually offered to tell me his staff ID number to check (like, what?) Anyway I refused and he said he would email me instead, and read out my email address correctly.
Apa jenis SOP ni.... you call my number but ask me to verify?
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LostAndFound
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Aug 17 2021, 06:25 AM
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QUOTE(mamamia @ Aug 16 2021, 11:39 PM) I think is standard for all bank, they just want to make sure they talk to right person as in anyone can answer ur phone.. if u r in doubt, u can always call to the bank to confirm.. So you're okay with giving personal financial details to someone who calls you from dunno where over the phone? Other banks I have received call before (esp MBB for unusual spend). They don't do any verification on calling you, only on you calling them. That makes sense because you are the one initiating, so they need proof. When they are the one initiating, then they are the one who should prove their legitimacy. |
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LostAndFound
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Aug 18 2021, 09:28 AM
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QUOTE(fruitie @ Aug 17 2021, 05:28 PM) JOP was charged with AF and as communicated last month by the CS I spoke to, just call them when it is charged and it will be waived. I called yesterday and waived with ease, no question asked. The other two cards - LFC CB and WM already pre-waived so I don't see it on my transactions list. Anyway, side note SCB is offering us in the company PSA account, I'm thinking to sign up since I see the benefits are quite good. Plus I don't need hard copy submission, everything will be done via our RM. As usual, I will prefer real experience sharing. I can see that even using CC also get benefits for the savings account？ Been using for a long while. Used to be better, but this is still a very good option for leaving your spare cash compared to any savings account (or even FD). If you already using SCB card more than 1k (e.g. JustOne 2.5k) then the only additional thing you need to remember is to deposit your salary into it (assuming your salary above 3k) and 'spend' 5x with your debit card (reload RM1 to BigPay 5 times also can). |
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LostAndFound
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Aug 18 2021, 03:41 PM
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QUOTE(thecurious @ Aug 18 2021, 01:43 PM) Er...not sure why you wanna emphasize gender in an online forum but okay, will refer to fruitie as her then... Well when everyone mis-assumes your gender (you will notice she has the badge showing gender as well) then it gets annoying after a while. |
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LostAndFound
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Aug 18 2021, 09:48 PM
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QUOTE(!@#$%^ @ Aug 18 2021, 04:48 PM) don't be overly sensitive. i think many constitutions around the world use he/him/man to refer a person. lol. Okay sis. |
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LostAndFound
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Sep 8 2021, 09:57 PM
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QUOTE(prime27 @ Sep 8 2021, 05:23 PM) OMG no more cash back from autobill? Then time up to opt out  Seems not published to SCB webpage yet Sigh if no autobill need to find other way to pay my GE and Prudential monthly di.... QUOTE(radi0head @ Sep 8 2021, 05:25 PM) October 2021 it seems... Guess the announcement will come anytime soon... But wait for your CB before you cut your card later they do not want to honour the CB said termination before the finalizing of CB... Not just wait for CB, also wait for the vouchers (if you joined the few months back SMS contest). |
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LostAndFound
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Sep 19 2021, 07:47 AM
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QUOTE(!@#$%^ @ Sep 18 2021, 06:56 PM) 4 x 50 = 200 in a year. cancel ur card, reapply in 6 months can get 600. Those who also using privilege savers won't be able to cancel ALL SCB cards (missing one item for interest return on savings). |
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LostAndFound
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Sep 19 2021, 11:18 AM
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QUOTE(!@#$%^ @ Sep 19 2021, 10:09 AM) can use debit card right? No, the requirements are 1k spend on SCB credit card AND 5x spend on SCB debit card. So if you're actively using that account no choice, must have an SCB CC. |
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LostAndFound
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Sep 22 2021, 09:40 AM
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QUOTE(!@#$%^ @ Sep 22 2021, 09:33 AM) redeemed the cashback and submitted cancellation requests for lfc and jop via portal. followed by online chat to proceed with cancelation without callbacks. JOP cashback isn't out yet though? |
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LostAndFound
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Oct 4 2021, 05:50 AM
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QUOTE(iamkid @ Oct 3 2021, 07:02 PM) Usually finished in minutes. have to reload at sharp at 12am 1st of the month What nonsense is this? Every month reports coming in is much longer than "first few minutes" |
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LostAndFound
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Oct 4 2021, 11:21 AM
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QUOTE(adele123 @ Oct 4 2021, 10:38 AM) good to see you getting it on 2nd day. guess SCB x Grab is not as "popular" as most people think. out of kiasu-ness i just do it on the 1st day though. I predict this month even less popular than normal due to changes in the card t&c. |
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LostAndFound
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Oct 8 2021, 05:05 PM
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QUOTE(whyip1988 @ Oct 8 2021, 05:02 PM) Just received a SMS from SCB , i have won the RM550 Shopee voucher Same here, both myself and wife got one voucher each. Thanks much to SCB. Now can cancel your cards di. Meaning the 70/90 users etc lasted at least until evening. Because I whacked combined amounts (between JOP/Liverpool) in the afternoon, only in the evening based on this thread I realised my mistake and whacked more amount to fill up. |
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LostAndFound
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Oct 8 2021, 07:12 PM
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QUOTE(passmaster14 @ Oct 8 2021, 06:12 PM) for those who got the RM550 voucher, did you spend RM3k in one transaction? i got sms at 12.50pm, spent 2.4k + 600 within 10mins, but didn't get. the wording in the TNC seems to imply cumulative trx are counted, but i guess not. To participate in the Campaign, Eligible Cardholders must meet the minimum spend of RM3,000 in online transactions (whether local or international) (“Minimum Spend Criteria”) within the Campaign Period using their SCBMB Card. My wife got RM550 voucher from RM6k spend. 3 transactions (TnG, ShopeePay, then another ShopeePay later in the day when I realised her JOP won't count based on T&C). Possibly despite the T&C, the transaction on both cards got counted (we did at about 1pm for initial JOP + Liverpool, then top up the remainder amount in the evening, not sure exactly when because somehow I don't have OTP SMS for the evening transactions. Possibly its just the shopeepay auto-pass. |
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LostAndFound
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Oct 13 2021, 04:37 PM
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QUOTE(cseow @ Oct 13 2021, 04:30 PM) can i check why JOP won't count? i looked at the T&C but did not notice anything on JOP. I did my transactions 5k + 1k in TNG but yet to get any voucher so wondering what went wrong i did the transactions between 12-1pm The strict T&C (as discussed here) stated that all spending must be on the same card. Some others have mentioned that someone spent twice (once for each card) and received 2 vouchers. When I first read the T&C I missed that. But then in the evening when I read here and people pointed out that T&C say that way, I faster whack the remainder 1k on Liverpool. So it's not about JOP won't count, if someone spend 3k/6k (depend what SMS you got) only on JOP I think no problem. This post has been edited by LostAndFound: Oct 13 2021, 04:38 PM |
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LostAndFound
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Dec 1 2021, 10:58 AM
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QUOTE(CoronaV @ Dec 1 2021, 10:35 AM) Just to be sure top up z city considered online ? Qualify for cash back? Zcity got wallet to top up? |
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LostAndFound
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Dec 22 2021, 09:46 AM
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Cashback available for JOP
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LostAndFound
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Jan 24 2022, 09:21 AM
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QUOTE(MiKE7LIM @ Jan 23 2022, 12:56 PM) JOP. total spend rm2.5K 2.3K , insurance auto debit & e-wallet top up etc 200 shell (tng top up) Auto debit no longer a category for JOP. Switch to groceries instead. |
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LostAndFound
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Apr 28 2022, 07:54 PM
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QUOTE(Deathscythe@@ @ Apr 28 2022, 07:04 PM) Got offer from SC for call for cash loan flat rate 2.99% up to 5 years.. effective interest rates about 5.65%. Anyone think this is a good offer? No, it is a bad offer QUOTE(cybpsych @ Apr 28 2022, 07:13 PM) good definition is relative some ppl don't want pay the fee or don't need this cash loan. then this offer is bad. some ppl want the cash loan for whatever reasons, then it could be good deal for them. fee is just minor compared to the need for the sum of $$. Any loan with collateral will give you better rates than this (not even talking about other bank promo rates from time to time). Just because you desperately need money doesn't make a deal a 'good deal'. Sometimes someone may be forced to take the deal because its their best option (out of multiple bad options) but this doesn't make it a good deal. Of course if your alternative is unregulated ah long, better you take this. Less bad than that. |
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LostAndFound
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May 14 2022, 06:48 AM
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Anyone else reloaded GrabPay on the 1st of May for the cashback voucher but the transaction has disappeared from your JustOne Platinum history?
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LostAndFound
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May 14 2022, 10:50 AM
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QUOTE(sjz @ May 14 2022, 09:47 AM) not disappeared but charged in previous statement. 1st may statement as its posted too soon in this case yes need to add the same amount to fulfill the tier  i kena too My statement isn't 1st May. And it has 100% disappeared for both me (6th May statement) and my wife (tomorrow statement). End of month will need to tambah, no choice. |
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