The mechanism is rather similar to SC JOP.
You need to hit min spending amount to trigger the higher tier cash back rate.

The effective rate if you don't spend on petrol is 2%

Load RM 2500 into e-wallets and get RM 50.

There're plus and minus for both cards.

I believe you have the answer.
Even the banks won't give anything to existing cardholders.

By spending significantly more on LFC

I'm not your home state friend.
Don't play dupe or multiple accounts.

Revision to the Consolidated Credit Card Terms (“Terms”) effective 25 January 2021

Kindly be informed of the following additions to the Consolidated Credit Card Terms effective 25th January 2021

There is an addition of a new clause in the Terms as seen below.

24: Excess Funds Transfer Service

24.1 The excess funds transfer service is a service where we may transfer excess funds in any of your credit card account or PLC account to pay off to your other credit card account or related PLC account.
24.2 You need not apply for the excess funds transfer service. However, you can instruct us not to provide this service to you at any time.
24.3 There is no fees chargeable for this service.
24.4 Use of the excess funds transfer service is subject to the following:
▪ all your accounts with us have been conducted well, without any breach;
▪ there is an outstanding amount due and payable under the related PLC account or any of your credit card account; and
▪ none of the reasons for termination by us set out in the Client Terms has arisen.

Other Terms remain unchanged. Please visit our Retail and Commercial Terms and Conditions page here for the full Terms and Conditions.

If you have any questions on the revised Terms, please speak to our branch personnel or email us at Malaysia.Feedback@sc.com.

Announcement link: https://av.sc.com/my/content/docs/my-revisi...-card-terms.pdf

Reported since 15/1/2021:

New or existing cardholder (for adding extra card)?

SC x 2.2 CNY Sale

If that 1% extra is cross border charge, then all credit card from SC will have it and won't limited to Smart card only.

https://shopee.com.my/m/22-standard-charter...tt=3.10177574.3

The prize has been predefined once the link is generated and sent out.
So, it won't matter if you did receive the SMS, clicked it or even played the claw game.

Refer to this thread:
https://forum.lowyat.net/topic/3757650/+4620#entry99578124

I'm keeping my JOP for that.

Yes, as insurance is not under exclusion.



This post has been edited by GrumpyNooby: Jan 30 2021, 01:29 PM

Could be but you still need to meet min spending of RM 2500.

Boost & Touch ‘n Go eWallet COF Mastercard Campaign (1 Feb 2021 – 31 July 2021)

Campaign
1. The Standard Chartered Bank Malaysia Berhad ("the Bank") Boost & Touch ‘n’ Go eWallet COF Mastercard Campaign (“Campaign”) commences on 1 February 2021 and ends on 31 July 2021, inclusive of both dates ("Campaign Period").

Eligibility (“Eligible Cardholders/participants”)
4. This Campaign is open to credit cardholders of any Mastercard credit card (other than corporate cards) issued by the Bank (“SCBMB Card”)who have maintained all their accounts with the Bank in good standing, without any breach of the terms and conditions or agreements, throughout the Campaign Period.
5. Only cardholders who have no transactions at Boost or Touch ‘n Go e-wallets on any Standard Chartered credit card (Visa or Mastercard) during the period of 1 August 2020 to 31 January 2021 are eligible to participate in this Campaign.

Participation
8. To participate in the Campaign, Eligible Cardholders are required to top up a cumulative amount of RM100 per calendar month on either of the selected e-Wallets as specified in Clause 9 (“Minimum Spend Criteria”) within the Campaign Period using their SCBMB Card.

Rewards
13. At the end of each Campaign Month during the Campaign Period, Eligible Cardholders who meet the Minimum Spend Criteria in either eligible e-wallet will be selected as winners in sequential order from the first Eligible Cardholders who meet the required e-Wallet Top Up amount per month as specified in Clause 8 until it reaches the maximum capping of 1000 winners per month.
14. The 1000 monthly winners will receive RM10 cashback per month or up to RM30 cashback for the entire Campaign.
15. In addition, at the end of each Campaign Month during the Campaign Period, Eligible Cardholders who meet the Minimum Spend Criteria in both e-wallets will be selected as bonus winners in sequential order from the first Eligible Cardholders who meet required e-Wallet Top Up amount per month as specified in Clause 8 until it reaches the maximum capping of 500 winners per month.
16. The 500 monthly bonus winners will receive RM5 cashback per month or up to RM15 cashback for the entire Campaign.
17. Eligible Cardholders can receive a maximum of RM45 cashback for the entire campaign.

Campaign T&C: https://av.sc.com/my/content/docs/my-cof-campaign-mc-tc.pdf

This post has been edited by GrumpyNooby: Jan 30 2021, 04:59 PM

Similar event for Visa:

Boost & Touch ‘n Go eWallet COF Visa Campaign (1 Feb 2021 – 31 July 2021)

Campaign
1. The Standard Chartered Bank Malaysia Berhad ("the Bank") Boost & Touch ‘n’ Go eWallet COF Visa Campaign (“Campaign”) commences on 1 February 2021 and ends on 31 July 2021, inclusive of both dates ("Campaign Period").

Eligibility (“Eligible Cardholders/participants”)
4. This Campaign is open to credit cardholders of any Visa credit card (other than corporate cards) issued by the Bank (“SCBMB Card”) who have maintained all their accounts with the Bank in good standing, without any breach of the terms and conditions or agreements, throughout the Campaign Period.
5. Only cardholders who have no transactions at Boost or Touch ‘n Go e-wallets on any Standard Chartered credit card (Visa or Mastercard) during the period of 1 August 2020 to 31 January 2021 are eligible to participate in this Campaign.

Participation
8. To participate in the Campaign, Eligible Cardholders are required to top up a cumulative amount of RM100 per calendar month on either of the selected e-Wallets as specified in Clause 9 (“Minimum Spend Criteria”) within the Campaign Period using their SCBMB Card.

Rewards
13. At the end of each Campaign Month during the Campaign Period, Eligible Cardholders who meet the Minimum Spend Criteria in either eligible e-wallet will be selected as winners in sequential order from the first Eligible Cardholders who meet the required e-Wallet Top Up amount per month as specified in Clause 8 until it reaches the maximum capping of 1000 winners per month.
14. The 1000 monthly winners will receive RM10 cashback per month or up to RM30 cashback for the entire Campaign.
15. In addition, at the end of each Campaign Month during the Campaign Period, Eligible Cardholders who meet the Minimum Spend Criteria in both e-wallets will be selected as bonus winners in sequential order from the first Eligible Cardholders who meet required e-Wallet Top Up amount per month as specified in Clause 8 until it reaches the maximum capping of 500 winners per month.
16. The 500 monthly bonus winners will receive RM5 cashback per month or up to RM15 cashback for the entire Campaign.
17. Eligible Cardholders can receive a maximum of RM45 cashback for the entire campaign.

Campaign T&C: https://av.sc.com/my/content/docs/my-cof-ca...gn-visa-tnc.pdf

Before revision, it's RM 2000.



This post has been edited by GrumpyNooby: Jan 31 2021, 12:17 AM

Because new revision takes effect tomorrow with 1% cash back and no more tiered range spending.

This post has been edited by GrumpyNooby: Jan 31 2021, 04:06 PM