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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards

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GrumpyNooby
post Aug 10 2020, 04:50 PM

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Interest rate is so high! blink.gif

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GrumpyNooby
post Aug 10 2020, 08:15 PM

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QUOTE(paogeh @ Aug 10 2020, 08:11 PM)
Update my case ....

After paid outstanding $  + cancelled card + waited 5 days

Just now SCB called ~7.30pm ......
asked why cancelled .....
*isn;t is stupid ?
told her , DUWAN TO PAY SST+ AF for LFC

CS on the spot offer:
1. Waive AF .
*AF will charged on 18Aug, and reflect back in next statement
2. SST RM25 ---- SCB give cashback RM50

conditions ::: spend RM200 retail (ewallet included) before 30 Sep .....
all in all, less that 3mins called ....all settled .....
*cons, i have to pay outstanding 1st .
**have to called to cancel + wait SCB to call back....
***For these effort RM175 AF + RM50 SST  === quite worth the effort.
*
Wow, tune flipped so fast! rclxub.gif

QUOTE(paogeh @ Aug 10 2020, 09:13 AM)
trying to cancel LFC from SCB is really headache.
the issues i faced :

1. after paid the out-standing CC , with RM25 SST left intact . Call CS, have to hear the bla bla bla + OTP ~3mins . CS told me , need 1 day for SCB to reflect the payment .... RM50 from the 360 redeem ...
1.1-- CS told me can do the cancel request online, i do it step by step with him . Cannot find the button/pages , the CS have to ask help from his colleges ....in the end , have to do the request from "Other request" pages ..... cut this crap, wasted 20mins here . Might as well call to cancel better . 

2. Call again next day , wasted another 3 mins + talking 10mins .  SCB will call back within 5 working days to cancel the card,

It;s already 4 days now , i'm still waiting the damn call .....

earning the RM50 CB from RM2000 spending LFC is really hard work with sweat .....
some more want to charge RM25 SST + RM175 AF .....
*
This post has been edited by GrumpyNooby: Aug 10 2020, 08:17 PM
GrumpyNooby
post Aug 12 2020, 11:52 AM

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QUOTE(LalaluSan @ Aug 12 2020, 11:49 AM)
Can someone share me the latest requirement for full cashbacks on JOP?
Or can someone at least update the front page for this info?
*
Got changes?
Still similar as per last year.

Product page: https://www.sc.com/my/credit-cards/justone-...num-mastercard/
Full T&C: https://av.sc.com/my/content/docs/my-client...credit-card.pdf (Page 7 & 8)

This post has been edited by GrumpyNooby: Aug 12 2020, 11:53 AM
GrumpyNooby
post Aug 12 2020, 12:05 PM

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QUOTE(LalaluSan @ Aug 12 2020, 12:00 PM)
I remembered back then someone created a table on spending category for full cashbacks entitlement.
I've been missing out on my cashback for months now, which I believed I've been spending on wrong category all this time...
*
Here you go:

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GrumpyNooby
post Aug 12 2020, 01:21 PM

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QUOTE(jutamind @ Aug 12 2020, 01:18 PM)
Is ewallet top up considered online transaction for JOP card?
*
Yes.
GrumpyNooby
post Aug 12 2020, 05:39 PM

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Winner Announcement for the Win a Ford Mustang Campaign

Congratulations to our grand prize winner, H’ng Chuen Yeou (Last 4-digit card no: xxxx-xxxx-xxxx-1540) who will be driving home a brand-new Ford Mustang 2.3L Ecoboost Premium from Standard Chartered Bank Malaysia’s ‘Win a Ford Mustang’ credit card campaign.

The campaign, which ran from 22 November 2019 to 29 February 2020 leveraged on a real-time offer engine and mobile gamification to reward the Bank’s credit cardholders with cashback and a chance to win the iconicFord Mustang 2.3L Ecoboost Premium.

https://av.sc.com/my/content/docs/winner-an...ord-mustang.pdf
GrumpyNooby
post Aug 12 2020, 05:44 PM

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QUOTE(ClarenceT @ Aug 12 2020, 05:44 PM)
You are lucky, you can always see this car on Penang roads.
*
I'm not from Penang, sorry my friend!
I'm living in a small town only.
GrumpyNooby
post Aug 12 2020, 06:51 PM

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0% Cheque-On-Call Plus Credit Card Acquisition Campaign (15th July – 31 st December 2020) Campaign

Get up to RM15,000 extra cash with 0% interest rate when you sign up for any Standard Chartered credit card today.

user posted image

Campaign link: https://www.sc.com/my/promotions/interest-free-coc-plus/
T&C link: https://av.sc.com/my/content/docs/my-cheque...on-campaign.pdf

This post has been edited by GrumpyNooby: Aug 12 2020, 06:51 PM
GrumpyNooby
post Aug 13 2020, 11:08 AM

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QUOTE(ChiaW3n @ Aug 13 2020, 10:59 AM)
Maybe the winner just resell the car and already can fetch pretty good sum of money
*
Normally, for contest wise, they won't allow it to be sold so fast right? hmm.gif
GrumpyNooby
post Aug 13 2020, 04:51 PM

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QUOTE(optional1988 @ Aug 13 2020, 04:46 PM)
RM 5 X 1 for two attempts.
*
Another win to go ...
GrumpyNooby
post Aug 13 2020, 05:58 PM

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Notice of Termination of Campaign

Dear Customer,

Effective 26th August 2020, please be informed that the 2020 Digital Credit Card Online Campaign (“Campaign”) will be terminated. Applications submitted for participation for this Campaign after 26th August 2020 will not be accepted.

Your continued support is appreciated.

https://av.sc.com/my/content/docs/my-notice...of-campaign.pdf
GrumpyNooby
post Aug 14 2020, 04:19 PM

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Introduction of Paper Statement Fee for Individual Retail Clients effective 1 November 2019 (Not Applicable for Company Accounts – SME/ Business Banking & Corporate Accounts)

As notified during September 2019 and November 2019 ,with a view to drive the reduction of paper consumption and to ensure you receive your statements in the most convenient, secure, and timely way possible, we have made it possible for customers to receive their bank statements via email or for download from our online banking website. We strongly encourage all our clients to enrol to eStatements as soon as possible to start enjoying these benefits.

Effective 1st November 2019, a Paper Statement Fee of RM5.00 per statement will be applied for Standard Chartered/Standard Chartered Saadiq accounts as follows:
• Current Accounts
• Savings Accounts
• Credit Card Account

https://av.sc.com/my/content/docs/my-paper-...-fee-notice.pdf

GrumpyNooby
post Aug 14 2020, 07:54 PM

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QUOTE(rojakwhacker @ Aug 14 2020, 07:42 PM)
With 3000 users eligible for the cashback, i hope it will not be finish in one midnight, can spend it in the morning. biggrin.gif
*
Previous rounds could be able to last till 8am plus
GrumpyNooby
post Aug 15 2020, 12:56 PM

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Round 1 is fully redeemed!


GrumpyNooby
post Aug 16 2020, 11:01 AM

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QUOTE(weiseang72 @ Aug 16 2020, 10:29 AM)
hi just want check with you all ,  as i know liverpool card online transaction for insurance not count as cash back, how about JustOne card ? any idea
*
Eligible for cash back for JOP is auto debit or online (for manual payment at merchant portal)
GrumpyNooby
post Aug 16 2020, 11:12 AM

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QUOTE(weiseang72 @ Aug 16 2020, 11:11 AM)
so it means if i want pay insurance online then use JOP instead liverpool right?
*
Yes.
GrumpyNooby
post Aug 17 2020, 12:55 PM

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QUOTE(xiaomoon @ Aug 17 2020, 12:55 PM)
what door game u all discussing?
*
https://www.sc.com/my/promotions/win-innova...ances-campaign/
GrumpyNooby
post Aug 18 2020, 06:56 AM

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JOP cash back for July spending is ready for redemption from 360rewards page.
GrumpyNooby
post Aug 18 2020, 09:07 AM

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QUOTE(IceLeo @ Aug 18 2020, 09:02 AM)
usually after redeem the cash back from 360reward, how long it take for it to reflect in the cc account? newbie here..
*
The next day.
GrumpyNooby
post Aug 18 2020, 03:01 PM

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QUOTE(weiseang72 @ Aug 18 2020, 02:57 PM)
for govt body payment(example road tax) liverpool card also entitled cash back right? because i see they only put insurance & petrol excluded
*
Page 10 of T&C for Liverpool Card:

3.16 Retail Purchases EXCLUDES the following transactions:
(a) Cash advances, cash withdrawals, charges for cash advance or cash withdrawals, annual fees, interest, finance charges, late payments fees, disputed transactions or any other form of service or miscellaneous fees charged by us;
(b) Balances products including but not limited to Balance Transfers, Balance Transfer Plus, Cheque On Call, Cheque On Call Plus, Flexi On Payment, Flexi On Payment Plus, Flexi On Balance, Flexi On Balance Plus, Easy Payment Scheme (EPS);
© Government service tax and any other taxes imposed by law;
(d) Government related transactions which include but are not limited to payment of rates, charges, fines to Governmental, statutory and judicial bodies;
(e) Charity and organizations related transactions which include but are not limited to payment and contributions to charitable, non-profitable, community or social service organizations;
(f) Transactions under Merchant Category Code (MCC) 8999 “Professional Services” which include but are not limited to Jompay transactions, FPX transactions, DuitNow QR transactions and Paypal transactions.

https://av.sc.com/my/content/docs/my-client...credit-card.pdf

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