you have a bad reputation in the forums as of late - and i do hope it is clear to you why.

I just got spin smses reloading to BP - though 1 did take abt 2mins after the successful sms transaction. So unless you got blacklisted by SCB let's visit your case based on the published T&C

1. Did you register? There is a prerequisite registration.
2. Did you use the phone number registered with SCB? The SMS has no ID field, so you need to use your bank registered mobile.
3. Has it been 3 days (basically registration date + 2) since your registration attempt? The T&C already clearly state with example when you can start expecting the Spin SMS after registration.

How many RM100 out of 500 being redeemed O.o

Congrats, so much ONG with u & family, time to buy Magnum4D.

Here you go

I only dapat 1x rm10, others all rm5
Today 5x 0

GP is my only cashout option, why pay fee for cashout when you can have ≥30 FOC cashout a month?

it happen to my UOB One as well, they don't want waive for me last year, then i request to cancel, then they call back offer half waive, i said pls cancel, then they call back again, ok we waive full, pls stay ok?

all bank is like that one, they don't want to loose important customer, maybe i consider as important for them gua
no such thing, 1st year AF waive, 2nd year still can request for waiver, this is not a premium card like Emirates which is impossible to waive even though u spent a lot
Boost also can cash out and real spending ma, why only keep for real spending?
you can add in debit/prepaid card in GP and top up with it
it doesn't matter with that date, my LFC AF waive last year which is 2019

Maybank Jewel Rush 15/1/20??? Biar betul..

JOP and World miles? or JOP and Liverpool?

SCB is very strict with late payment... They could only waive the RM 10 but not the interest.

Your got approval very fast, also are you staying around KL?

No.

here's the not-so-good-news!

https://av.sc.com/my/content/docs/Notice-Re...s-exclusion.pdf