Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards
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 Oct 18 2019, 09:13 PM
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#21
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Senior Member
3,904 posts Joined: Jul 2007 
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QUOTE(lhsu @ Oct 18 2019, 09:05 PM) Just called CS for sst rebate. New cards, JOP & LFC, sst not charged yet. Was told there won't be reversal for new cards no matter how much I spent. not sure abt brand new card, mine JOP 1 year old n they waived for me some months ago, but no CS level... need to cancel, then wait about 2 weeks for their retention team to call and offer.Guess I have to call again to try my luck... 😓  |
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May 11 2020, 08:37 PM
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#22
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Senior Member
3,904 posts Joined: Jul 2007
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QUOTE(cybpsych @ May 10 2020, 02:13 PM) different descriptor again for bigpay this morning. just did 2 trx, one each for JOP n LP, no diff for me, like it used to be.let's see what it shows after it get posted later and also what is the MCC.    This post has been edited by lamode: May 11 2020, 08:37 PM |
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May 13 2020, 07:24 PM
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#23
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Senior Member
3,904 posts Joined: Jul 2007
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QUOTE(lilsunflower @ May 13 2020, 04:32 PM) LOL - This one is not for HNWIs la - AUM and income criteria are all easily achievable. Hence that's why I'm sure its just a marketing ploy. I have been PB customer to few banks, so called priority/privileged/preferred banking in MY pretty much suck, not much significant benefit and most of the time RM super blur oso. unless buy investment products then more likely can get festival gifts.The REAL HNWIs get the proper treatment under Priority Banking. OCBC Puchong one most funny, I wanted to ask about their PB, they asked me to take normal q numbers for CS, estimated wait time ~40 mins. wtf? felt kena look down kaw2   ok, to be fair, at least more chance get leng lui as RM. got handsome for u or not i dun know la  BTW: next tier is private banking, I have not personally experienced it, but I do see it is somewhat like oversea's PB. This post has been edited by lamode: May 13 2020, 07:31 PM |
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May 14 2020, 11:41 AM
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#24
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Senior Member
3,904 posts Joined: Jul 2007
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QUOTE(jutamind @ May 14 2020, 11:38 AM) how do i access Live Chat? Via web site or apps? i am not able to find that in the website.I dont see any live chat window/button in web site/apps. appreciate some help. have you got the latest version of the app? |
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May 14 2020, 11:53 AM
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#25
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Senior Member
3,904 posts Joined: Jul 2007
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QUOTE(jutamind @ May 14 2020, 11:49 AM) yes, using the latest apps in Android. Cant find it in apps also. then i dun know liao wor... mine is the blue button on app.Attached thumbnail(s) 
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May 14 2020, 11:55 AM
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#26
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Senior Member
3,904 posts Joined: Jul 2007
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QUOTE(cybpsych @ May 14 2020, 11:49 AM)  yes, i see that button at homepage, https://www.sc.com/my/ but not after login. anyway, not an issue for me, i chatted with them via mobile app just now  |
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Jun 19 2020, 09:15 PM
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#27
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Senior Member
3,904 posts Joined: Jul 2007
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QUOTE(gdomanguera @ Jun 19 2020, 05:56 PM) hi, i applied for the visa platinum. i just a want a card with no annual fee, will not use it often and only for big purchase / installment purposes. no. u do not need to pay if u got zero outstanding. no fees / charges.newbie question, as i was reading thru the product disclosure sheet i was confuse about this statement: if I did not swipe my card for that month / no purchases, will i be paying the RM50 even if i got 0 purchases? thanks |
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Jul 1 2020, 09:46 AM
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#28
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Senior Member
3,904 posts Joined: Jul 2007
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QUOTE(leanman @ Jul 1 2020, 09:42 AM) Just wondering, is there any chance for rebate on the yearly fees for JOP or the LFC card? anyone got it? u just need to do a search. |
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Jul 18 2020, 08:00 PM
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#29
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Senior Member
3,904 posts Joined: Jul 2007
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QUOTE(Anangie @ Jul 18 2020, 07:37 PM) If there are two cards and ask for cancellation of one card, they will call to verify also? Will cancel it directly? yes previous experience last year, yes, they called to retain me. |
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Jul 18 2020, 09:14 PM
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#30
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Senior Member
3,904 posts Joined: Jul 2007
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QUOTE(jiaen0509 @ Jul 18 2020, 08:55 PM) What I understand through the conversation is BT RM1000 for 12months with 5.99% P.A. u r sure no early termination fees?Then cancel first month. Then settle the principal and one month interest about RM4+ only. This is what the client care told me. But I told them I need time to think about it. So anyone here know early settle BT? This post has been edited by lamode: Jul 18 2020, 09:14 PM |
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Jul 18 2020, 10:34 PM
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#31
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Senior Member
3,904 posts Joined: Jul 2007
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QUOTE(jiaen0509 @ Jul 18 2020, 10:25 PM) Confirm will straight charge 59.90 or you guess one? Because I didn’t take BT before. I will ask clearly before accept the offer. But will try to ask for waive without conditions if possible sounds like you are good to go then I didn’t ask about early termination But based on sources here is no penalty fee. https://ringgitplus.com/en/balance-transfer...nsfer-PLUS.html |
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Nov 4 2020, 11:28 AM
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#32
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Senior Member
3,904 posts Joined: Jul 2007
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QUOTE(PsychoJoe @ Jun 12 2020, 12:09 PM) Just got my LFC SST and AF waived after I asked to cancel and got the call from the (cancellation?) dept. I was not going to accept but then they added an offer of a 6 month 0% BT max 10K as well. I also received the same offer just now for my request to cancel both JOP and LP  they never charge me AF, but SST paid some months ago. |
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Jan 28 2021, 07:37 AM
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#33
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Senior Member
3,904 posts Joined: Jul 2007
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walao....
Submitted request to cancel JOP on 19 JAN, and then SST charged on 25 JAN while the request still pending. Yet to get call back from retention team. hopefully no need ding dong here and there to reserve it before cancel. Just want to have it cancelled, no hoping for any retention. |
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Feb 21 2021, 05:33 PM
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#34
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Senior Member
3,904 posts Joined: Jul 2007
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QUOTE(caesarx @ Feb 21 2021, 05:20 PM) Just want to ask something about interest charges on the outstanding of JOP CC. u can just read further on the statement under late payment charge.I paid my amount wrongly last month and there was RM 20 outstanding balance, this month they charge me RM42.05 interest at 15%pa, how is the calculation? Any sifu free to show me how is the calculation before the bank call me few days later? In the statement says "Finance charges are calculated on the outstanding amount on a daily basis." got min and interest charged to any new trx from posted date. This post has been edited by lamode: Feb 21 2021, 07:00 PM |
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Mar 19 2021, 03:47 PM
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#35
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Senior Member
3,904 posts Joined: Jul 2007
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QUOTE(kwk_1995 @ Mar 19 2021, 02:41 PM) almost 2 weeks+ d, still no sign no retention team cs calling me, i die die wan cancel d.... QUOTE(Human Nature @ Mar 19 2021, 03:12 PM) Send them an email or message stating that you are terminating the card with immediate effect. If it still not cancelled within a period determined by you, complain to BNM. Simple very normal for SCB, if you call CS and they can speed it up and you will get a call in 3 biz days. |
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