Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards
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 Jun 7 2019, 01:34 PM
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#21
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Moderator
10,308 posts Joined: Jan 2003 From: Kuala Lumpur  
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QUOTE(wilson1149 @ Jun 7 2019, 10:30 AM) JOP going to revisions. No head, no tail. effective 1 July 2019 What i can say. bad news , TBA    |
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Jun 7 2019, 05:14 PM
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#22
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10,308 posts Joined: Jan 2003 From: Kuala Lumpur
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Still got Liverpool as alternative...
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Jun 9 2019, 09:44 PM
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#23
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10,308 posts Joined: Jan 2003 From: Kuala Lumpur
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Just got charged the SST... if I cancel my card now (after clearing the outstanding), do I still need to pay the SST?
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Jun 9 2019, 11:03 PM
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#24
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Moderator
10,308 posts Joined: Jan 2003 From: Kuala Lumpur
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QUOTE(jhleo1 @ Jun 9 2019, 10:59 PM) Yes Thanks!I wonder if I should pay the SST so that I can use it 1 more month for the RM85 cashback, or just let go of it. |
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Jun 22 2019, 12:20 PM
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#25
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Moderator
10,308 posts Joined: Jan 2003 From: Kuala Lumpur
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QUOTE(sl3ge @ Jun 9 2019, 09:53 PM) Any insurance expert here? My GE now paying quarterly, if i change it to monthly(and let JOP autobill) will it effect my GE cash value in future? because last time i am GE agent, and i use their software to generate my future cash value return table, quarterly is higher than monthly. is it due to processing fee or anything else? QUOTE(fruitie @ Jun 9 2019, 11:33 PM) I use GE too and wanted to pay every quarterly, half-yearly or annually but my agent said it has no difference for my case, as there won't be any discount if I were to pay lump sum. Hence, since day 1 I'm already on monthly auto-debit. QUOTE(mcricky @ Jun 10 2019, 07:44 PM) Not expert, just share my knowledge told by my agent, correct me if I'm wrong if any expert here. From what my insurance agent told me, it will affect the cash value if pay monthly, since you basically invest less time. Just like you either put your money in 12months FD OR you put the FD monthly.For those investment link product, if you change your frequency mode of payment i.e from annual to half year or quarter or monthly it won't affect your premium payment amount as it's divided accordingly. But for those non investment link product, you'll be charged processing fee: 0%for annual, 2% for half year, 3% for quarter and 5% for monthly. And for those who plan to change to monthly mode, it won't effect immediately next month, it will only effect on your next policy anniversary date. But the difference I think should be negligible. My agent suggest to take the OCBC GE card which will pay 1 year lump sump and auto convert to installment. |
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Jun 22 2019, 01:10 PM
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#26
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Moderator
10,308 posts Joined: Jan 2003 From: Kuala Lumpur
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QUOTE(sl3ge @ Jun 22 2019, 12:36 PM) Pay monthly Invest less time meaning? From what I understand, it is something like this:Yearly = You pay a lump sum and they invest all 12 months with the total you paid. Monthly = They only invest amount you paid. So month 1, they only invest the 1 month amount you paid. Eg: very SIMPLE example: Monthly = RM100; Yearly = RM1200 Total Monthly Investment:- Monthy Month 1 = RM100 Month 2 = RM200 Month 3 = RM300 etc Yearly Month 1 = RM1200 Month 2 = RM1200 Month 3 = RM1200 etc Maybe insurance expert can correct me if I'm wrong. QUOTE(jiaen0509 @ Jun 22 2019, 12:37 PM) How about yearly? Will get more than by paying quarterly? But Insurance can use for JOP autobill. ya, but this ocbc can auto convert. but minimum premium is 2.2k.Good idea. Some credit card can convert to 0% installment. |
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Jun 22 2019, 11:18 PM
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#27
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Moderator
10,308 posts Joined: Jan 2003 From: Kuala Lumpur
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For syabas, no autobill?
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Jul 8 2019, 11:07 AM
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#28
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Moderator
10,308 posts Joined: Jan 2003 From: Kuala Lumpur
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QUOTE(tan_aniki @ Jul 8 2019, 10:22 AM) only for hardcore apple fan... Apple fan or not, I think it is worth to get the iPad since it is THE tablet that anyone should get. (Android just no where there)But it might be cheaper if get online... so better do a comparison before deciding. |
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Jul 19 2019, 11:33 PM
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#29
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Moderator
10,308 posts Joined: Jan 2003 From: Kuala Lumpur
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anyone here subscribed to the tnb autopay? is it charged on the tnb billing date or is it different? (received my tnb bill yesterday, but yet to get charged)
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Jul 24 2019, 10:40 AM
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#30
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Moderator
10,308 posts Joined: Jan 2003 From: Kuala Lumpur
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QUOTE(AskarPerang @ Jul 24 2019, 10:32 AM) You will be charged 1 week (7 days) after the billing date. Ok, noted. Thanks!Example like my case. Billing date 15 Jul. CC got charged on 23 Jul. |
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Aug 18 2019, 11:35 PM
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#31
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Moderator
10,308 posts Joined: Jan 2003 From: Kuala Lumpur
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QUOTE(userguy @ Aug 18 2019, 04:28 PM) Anyone can suggest where to pay DBKL tax assessment and TNB bills online using credit card? I think Jompay does not accept credit card payment. SCB website accept credit card for DBKL jompay payment. |
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Sep 19 2019, 12:05 AM
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#32
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Moderator
10,308 posts Joined: Jan 2003 From: Kuala Lumpur
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Anyone got their cashback for Time Internet auto debit? (Aug) It looks like I got mine...
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