This is why I want to cancel my cards before my AF and wait for this type of offer

so I guess you also got the AF rebate too? What is your spending like on this card or are you one of the premier banking customer of SC?

So with the nerf on FCB, seems JOP is the best option to pay my insurance and get some CB but kinda hard to reach the 2500 limit :S.

So if I spend...

RM650 insurance auto debit
RM280 online for the cash back
Remaining RM765 I can spend on anything to meet the RM1500, total I will get RM28 cash back?

Used my cash back, just text chat with them. Not able to confirm waiver for AF (January), and no waiver for SST (August) so I directly proceed for cancellation. Let's see how it goes .

I did a live chat with SC last week, checking for LFC AF waiver not confirmed. Then also no SST waiver unfortunately.

Just received a call from SC, where they asked reason for cancel which I directly mentioned due to the AF waiver not confirmed for LFC. Next question was if I’m LFC fan then I said no.

She proceed to offer RM50 cash back for spending RM200 by August and waived AF for both JOP and LFC until 2022. When I clarified if the RM 200 usage includes insurance etc, she mentioned no but BigPay is counted 🤣🤣🤣

Regarding the AF waiver, I guess the Live Chat can't comment much. My case on the AF waiver is same thing, end up I decided to cancel and then they offered me AF + SST waiver

Cause my case, SST August, AF January... if I can't get AF waiver then I don't plan to use the card and don't even want to pay the RM25

I requested to cancel LFC only, as I still have use for the JOP for insurances etc. When I get waiver bonus for both, wah seh happy this is the only bank other than PBB that gives me SST rebate.

same experience here, basically they counter offered when I said I'm not LFC fan. So they offered RM50 cash back by RM200 spending (inclusive BigPay for SST on both cards eevn though I'm canceling 1 only), and AF waiver until 2022.

my LFC 20 spins = RM10 haha

Hmm as long insurance is < RM1000, the remaining RM1000 is online still RM50 right?

I was one of them, but was prepare to cancel the LFC and then they offered me RM50 to offset both SST so I took the bait

I'm small spender, but when I requested they didn't give. I was ready to cancel so proceed for termination, and eventually the retention team offered me this.

Same thing happened to me, I was prepared to cancel anyways. Eventually the retention team offered me RM50 to offset both cards SST.

I just did my top up, still getting the RM10.

For JOP, usage at MyEG still counts towards the monthly spending right?

ok thanks for the clarification. Gotta use other cards for MyEG then, both JOP and LFC not eligible for cash back then.

Just top up RM200 to Grab, still got the RM10.

With the latest revision, I need to cancel my cards too wait 6 months got good sign up offer can reconsider haha! Last time gotten 2 sets of AirPods.

🤣 SC will go broke LOL! But frankly I think the sign up gift for SC usually better than the rest.

Affin Duo for me.