Oct 8 2019, 11:21 PM
QUOTE(Ned_Fromthenorth @ Oct 8 2019, 03:37 PM)
Receive call from 2 bankers, loan approved but is it normal I early early got say I only want to apply 70% if not 50% I also ok.
But they all say I get approved for 90% and give a lot of reasons ask me check for packages with developer etc say as I want Flexi loan it's better for me to take up 90%. I too busy so I just tell them whatever email me your offer I want to compare. Is it normal? Is it really better to take 90%? Lol this my first home I bought from developer. My previous homes all is subsale.
For my case they told me bank already approved 90%, but if i want lower margin, they will need to resubmit and reapprove.But they all say I get approved for 90% and give a lot of reasons ask me check for packages with developer etc say as I want Flexi loan it's better for me to take up 90%. I too busy so I just tell them whatever email me your offer I want to compare. Is it normal? Is it really better to take 90%? Lol this my first home I bought from developer. My previous homes all is subsale.
But i believe mortage loan team got bonus if they exceeded certain amount per month. Of course they want to loan as much as possible.
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