......
Sharing is caring so here you go, play around and have fun!
http://iportfolio.com.my/snapshot

It's somewhat similar to FSM's portfolio simulator, but has more info on downside risk, and has almost all the funds available in Msia. Doesn't work with ASB VP funds since I think they don't publish fund price daily

Attached is an insurance policy with savings plan, which I got from somewhere.

The annual premium is 1800, of which 1200 goes into the savings plan.
Note that at the end of Year-16, cash value in the Investment Unit Account will be paid to the policy holder.

You guys may want to compute the IRR for this policy, either based on total premium or just the savings portion.

IRR 3.50%. Please note that this is an insurance product, charges are deducted for insurance coverage and not all insurance plan are the same.

IRR river sand

do i get paid?

Interesting observation. I've always thought just like volatility, correlation is a number that uses 3 years rolling data to derive. As such, it is quite impossible for correlation to change from 0.7 to 0.4 in a month or 2

Boss, where do you get your correlation number? The Morningstar portfolio x-ray? could it be that they now provides MYR term correlation instead of USD term?

Actuallylukenn gave me another link to morningstar free trial to test out and it's supposed to give MYR correlation numbers, but I've been busy and have not test it out yet. Why don't you guys give it a try and provide reviews here

http://www.morningstar.com/company/direct

Have fun!

Received invitation to dinner with Manulife on 18/11/16 in Penang. Anyone else in northern region received this?

1. snap pic
2. head to thread and click on add reply.
3.tap on choose file and choose your attachment in your gallery
4. tap on add this attachment and wait for it to load.
5. add this attachment into post

RM 5 parking fee for Penang venue!