trying not to spam but this deserves another conversation.

if you done your research, fix deposit rates are currently shit. the most you get now is 4% with inflation rate taking it near worthless.

why don't you park it in bond funds or if you are even more afraid for Bond funds just shift everything to ASx if you are a Muslim or bumi.

and there is no "capitalize" in unit trust as we practice forward pricing. so you merely speculate the current NAV hence why you should have a portfolio that is diversified. this ain't stocks yo

Investment Opportunities Amidst The Volatility
We cannot exactly predict when the correction in equity markets will end. The duration of such corrections is also difficult to predict; it can last from a couple of weeks, or even up to two to three months. However, we think that market fundamentals still remain sound and the markets are more attractive after the correction. In fact, it may even be an opportunity to invest in markets that were reasonably priced previously, but which have become more attractive after the correction – such as the Asia ex-Japan, HK/China regions. (see the FSM Stars regions/countries)

If that is the case, what can investors do if they have a sum of money, but are unsure if they should invest now?
Many single country Asian markets are still trading at low valuations (based on their estimated PE ratio) in comparison to their peers. The table of valuations and earnings (from FSM MY) shows that some markets still show strong fundamentals. This is particularly true for South Korea, Taiwan, HK and China markets we consider attractive. In terms of regions, we think that Asia ex-Japan remains the most attractive. The recent slew of negative events that have been affecting market sentiment are likely to continue in the short term. In fact, a couple of these events are still going on. For example, the US Federal Reserve is expected to hike interest rates further, may still cause the confidence of many investors to waver in the short term.
Although we are positive on markets, we understand that many investors may continue to remain apprehensive about the direction that the market is heading in the short term.
For such investors, we think that a good way to invest during volatile times is through dollar cost averaging. It makes good sense to exercise this strategy when markets are volatile and seem to be heading nowhere. For example, if you have $10,000 to invest in markets, it would be a good idea to break the sum of money into four parts or more, and invest on a periodic basis – for example once every fortnight. 
If an investor has a diversified portfolio already, a good way will be to just continue investing the same proportion into bonds and equities, so that the overall weightage of the portfolio remains the same. For example, for a moderately aggressive investor, the neutral allocation between bonds and equities is 80:20. If $1,000 is invested through dollar cost averaging, then it is likely that $800 is to be invested into equities and $200 into bonds.
But since you have already “sold off all” and abandoned your investment portfolio….may we suggest that you re assess your investment objectives, horizons, risk appetite (based on what you had learnt recently...just be honest to your true self) and form a portfolio of funds…..

geee...I can't speak like the above.....I mostly just copied and pasted from the FSM articles .... ....

Hari Ini Dalam Sejarah:

During the third quarter 2014 to early 2015, there was the Greece exit fear, known as Grexit fear.

World market was as usual chaotic and tumultuous. I was also in your position and thinking in similar fashion. This is what I did.

I sold all my equities position and parked in bond fund (Eastspring Investment Bond). Then I slowly by manner of Dollar Cost Averaging moved the fund into equities. If I remembered correctly, during that time China fund was the happening UTF. I was DCA'ing into CIMB Greater China then.

You may try the method above method, however, let me caveat this:

There was grexit then China circuit breaker fiasco, then Brexit, now Trump .... I can bet with you, there will never be an end to phenomenon. After so many episode, I learned that the market usually recover and life goes on.

Relax... chill... go watch s1 to s7 of walking dead. Don't think too much.

Xuzen.

if you wanted it for your portfolio..... :thumbsup:

comments from FSM MY....
"From a performance perspective, the fund performed well as it ranked first for the past one-year, two-year, four-year and five-year periods respectively on a cumulative basis. In terms of calendar year returns, the fund ranked first in 2011, 2012 and 2015 respectively. The outstanding performance of the fund, in terms of cumulative returns and calendar year returns, has resulted in the fund ranking first for the performance criterion. As for the risk criterion, the fund exhibited relatively lower resiliency, with the fund’s maximum drawdown and volatility during market downturns over the past three years being higher than its peers. The fund’s annual expense ratio was also slightly higher than its peer average.

The fund adopts a combination of top-down and bottom-up investment approaches, utilising the former for macroeconomic assessment and the latter for credit selection. The fund places its focus on risk-adjusted return, without any bias on duration, credit rating, currency and bond segment. The fund’s duration positioning will depend on the fund manager’s outlook on interest rate trend while for credit and currency allocation, consideration will be given to the underlying macroeconomic dynamic. As of end-March 2016, the fund recorded a yield of 4.9% and a portfolio duration of 5.6 years, with AA-rated bonds making up 46.2% of the fund’s total net asset value. Since 4Q 2015, the fund has been maintaining its overweight position in portfolio duration. Going forward, the fund manager states that the fund’s longer-term investment themes will premise on the country’s long-term interest rate and inflation trend, as well as the credit quality of the credit issuers.

We advise investors to include bond funds in their portfolios as Malaysian bond funds play an important role in capital preservation and bonds typically have a low correlation with equities. There is little to no currency risk as the fund is invested wholly in Malaysian bonds.

[Commentary based on data as of end-March 2016, unless otherwise stated] "
https://www.fundsupermart.com.my/main/resea...tormaincode=All

btw,..what comment do you expects to seek?

please be aware rhb bond fund has a penalty for withdrawal processed within the first year of investment. look at the fund's fact sheet again before investing.

I would suggest you research Libra Anista Bond Fund.

It means the min amount you need to hold. You cannot withdraw more than that last limit unless you withdraw everything.
Eg. Your min holding is 1000 unit. You have 10k unit. You can only withdraw 9k units. If you want to withdraw >9k, you need to sell all i.e sell 10k unit.

some of us have it. I just placed 5k into it one go.

:thumbsup:

Bagus punya unit trust fund  :thumbsup: . I am allocating 15% of Manulife US equity into my portfolio.

Xuzen