I think it should be the same as any other portfolio. Just need to top-up and rebalance regularly. One thing, when stock market crash like 2007/8, don't hesitate to move large portion to bond or money market, and remember to move back to equity when things going from bad to less bad 

nice one. FSM advisors have been trying to be on the fence when it comes to Malaysia. that's very odd. why keep suggesting to prop malaysia up by calling a hold and buy (at the current moment) instead of saying "come back and fight another day guys. Malaysia is bloodied and sore but it will prevail."

so instead they go" Malaysia MAY give returns IF everything goes right. it COULD go south but it SHOULD be recovering in the near future IF political environments improve"

read the article again and compare it when they wrote the article on Asia ex Japan. you can feel the tone implied

My take is that the market is volatile and it is not time to be gung-ho.

I'll take a middle path, that is a large chuck will be in a broad Asia Pacific exclude Japan exposure. For this, the UTF that is suitable are either;

i) CIMB - Principle Asia Pacific Dynamic Income fund aka Ponzi 2.0 which buys dividend yielding stock in the Asia Pacific exclude Japan region,

or

ii) RHB Asia Income Fund which mixed asset fund comprising bonds plus REITs plus dividend yielding stocks in the Asia Pac exclude Japan region

or

iii) AM Asia Pacific include Japan REITs fund which buys into REITs fund in the Asia Pacific include Japan region.

The above gives higher than bond return but lower volatility compared to full fledged stock market exposed unit trust fund.

The remaining will be in the US region and India. These latter two, which forms a smaller part of my portfolio is country specific has higher volatility but I am comfortable with their volatility. I use them to generate the extra return (in finance industry parlance, it is to generate the alphas)

Xuzen

Lai lai open your mouth wide wide!

See lower right quadrant for historical distribution. Next one should be in Jan 2017.

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p/s I hate distribution..... buat kacau aje!