Malaysia tanahair ku. There are certain "anchor" funds in my portfolio which has always been there since I started investing in FSM 2 years ago.

The funds are Eastspring Small Cap, Kenanga Growth Fund, CIMB Global Titans and CIMB Asia Pacific Dynamic.

EISC and KGF are currently not performing well. My profit levels from these funds have now dropped to 12.41% and 13.6% from their height of more than 16%. But I will keep these funds.

I believe things will improve in Malaysia after GE next year. In the long run, this country will not fail. The economy and share market will fluctuate (as usual) and recover.

Of course, if you believe that Malaysia will fail like Greece, then the right course to take is to sell all your Malaysian equity and bond funds.

My 2 cents worth only lar....

I did some minor tweak for 2 of my supplementary portfolios today. I switched out completely from Eastspring Bond Fund into the Affin Hwang Select Bond Fund. Less volatile with higher yield.

Where else can you get such a good deal?

After the last scare with the Malaysian bond funds, I realised I have invested too much in it and it is time to cut down my exposure to Malaysian bond funds.

So fast. Year end is here. I thought I would tweak my main portfolio a bit.

I bought a few hundred bucks each into Eastspring Global Emerging Markets Fund, Eastspring Global Leaders, TA European Equity Fund and TA Global Technology Fund so that they would look nice in round figures.

I skimmed off the excess profits from CIMB Global Titans Fund (10.54%) and the CIMB Asia Pacific Dynamic (8.47%) and put it into the CIMB Australian Equity Fund.

Switched half of Libra Asnita Bond Fund into Affin Hwang Select Bond Fund. Sold off my RHB Asian Income Fund by switching it into the RHB Money Market Fund.

Yep, that should be all the transactions for this week except for the RSP on the 15th of each month.

I have no idea at all how the Aussie economy will perform. I thought I would just switch around RM5K of house money into the CIMB Australian Equity fund since it is on an upward trend. In other words, it is just a gambling portfolio for me.

RHB AIF is just too slow for me. Neither here nor there. A balanced fund. Not low risk enough to act as a stabiliser but at the same time, it cannot perform as well as the other Asia Pacific equity funds. I thought I will just stick to my Malaysian bond funds and now the Affin Hwang Select Bond to stabilise my portfolio. The rest of my funds would be high risk equity funds.

My 2 cents worth as usual. Different investors have different risk appetite and different view of course.

This post has been edited by Vanguard 2015: Dec 13 2016, 03:35 PM

Long time no see bro. Hope you are keeping well especially with your gold portfolio.

Yep, I am also opening more funds for the year 2017. I started off with a lot of funds, then trimmed down the funds and now back to expanding the funds again. It sounds like my waistline.

My 2 cents worth...US centric equity funds will continue to rise until Trump is sworn in as the President. Beyond that, who knows?

For speculators, there is still a one month period to ride the wave.

For long term investors, it doesn't matter whether the US market will go up and down in the short run.

For hybrid investors like me, just skim the excess profits and stay invested!

I just sold off the remaining 1/2 of my Libra Asnita Bond Fund. I will redeploy the proceeds of sale later into my 4 new equity funds.

Libra, I will be back for you next year!!!

I also topped up the RHB Small Cap Opportunity Fund which has been bleeding non stop.

Not really "new" funds. I was referring to Eastspring Emerging Market Fund, Eastspring Global Leaders, TA European Equity and TA Global Technology. Win big or crash out in flames.

Comrade,

This means that AmAsia Pacific REITs can only invest in REITs. In contrast, AmAsia Pacific Reits Plus can invest up to 30% (if the mandate has not changed) of the fund directly into real estate or properties stocks.

In short AmAsia Pacific Reits Plus is more high risk.

My 2 cents view, AmAsia Pacific REITs is currently less volatile but offer much high returns than AmAsia Pacific Reits Plus. So the WINNER is clear. We are referring to AmAsia Pacific REITs.

This post has been edited by Vanguard 2015: Dec 16 2016, 05:36 PM

No worries. I am not running away. Maybe top up or skim profit whichever is applicable.

Bro, please google and read more on REITs. it is less risky than investing directly in real estate stocks.

Nothing much to do. Continue to tweak my main portfolio.

Invested equally my proceeds of sale in RHB Money Market Fund into the RHB US Focus Equity Fund and RHB GS US Equity Fund. Sold off some of my Malaysian Bond Funds and divided it equally into the RHB Emerging Markets Bond Fund and RHB Asian Total Return Fund. I am waiting for my proceeds of sale to materialise in RHB Cash Management Fund before investing further in existing equity funds.

No more ammo for now. Otherwise I don't mind buying in again into the same junk bond fund, i.e. Eastspring Investments Asian High Yield Bond MY Fund - USD or AUD.

To continue diversifying and hold MORE cash in turbulent times. Challenging year ahead in 2017 especially for Malaysian market.

This post has been edited by Vanguard 2015: Dec 20 2016, 02:51 PM

I still got some cash lying around.....I don't plan to commit financial suicide by taruh semua into unit trusts.

Remember Rule No. 1? Unit trust investment is investing with spare cash that we don't need for the next few years. We must keep an emergency fund of at least 3-6 months of our monthly expenses. The more the better in our current economic climate.

This post has been edited by Vanguard 2015: Dec 20 2016, 03:11 PM

Country specific funds or sector funds are usually high risk for obvious reasons. If something goes wrong with the country's share market or with the sector, the affected funds will sink very fast by -10% or more.

For example, China equity funds sank in early 2016 and the tech funds burst in year 2000. That is why conventional wisdom is that we should not invest more than 10% into each of the funds.

The above rule applies for Japanese fund, Australian fund, Indian fund, REITs etc. The exception could possibly be the US market and used to be the Malaysian market for me (because of the 'protection' by the government).

The rest of our equity funds should be in global funds or asia pacific funds or other funds which cover a wider range of countries.

As usual, my 2 cents worth.

Nope, I think you misunderstood me. What I meant is that the US market could be an exception where an investor could invest more than 10% of his portfolio. The chances of recovery in the long run is good even if the US funds dive more than 10%.

Ohh..sorry my bad. Lady investors in this forum are very rare and treasured. Like the unicorn, phoenix or golden dragon. Please ask as many questions as you like in the future. Uncle Vanguard will assist whenever possible.

This post has been edited by Vanguard 2015: Dec 22 2016, 12:39 PM