Have to apply and submit in HQ?

Where to get the empty form? Do we need to stamp the completed form by commissioner of oath?

I have zero FD now. ASX:EPF:stocks:eGIA:UT is 380:120:20:5:1. When I retire n fulltime in managing my money, hopefully can rebalance to 200:100:0:5:200. A big portion will be moved to UT.

Those are just ratios.

UT on bonds should be more consistent on return and less risky than equity?

What I am trying (looks like I have to try VERY HARD) to highlight here is the danger in taking good things for granted. What if one day they stop this FP and move to VP? So be prepared should the day come.

not wen u lose all or half of ur $$. better worry early.  

AMCONSTANT MULTI MATURITY 2. Already matured early this year.

The best is Public Mutual. Invested 100k in 2000, by 2014 4.4X. But after that, keeping the same value until now. 

Thinking of whether to move it elsewhere ! 

when equity market in down sentiment, UT also heading south .... am i right? 

Yes and yes, but PM somehow lag behind compare to other fund houses... wonder why? 

Have been just leaving it there and after 14 years, found 4.4X. Then only now realize last 2 years still same as 2 years ago value. Agent also hibernating as after initial investment, never touch it. Thinking of changing agent. 

if we are using rule of 72..... for a 6% of return rate..... 72/6 = 12
it will require 12 years to double your investment .....

presume this year 2016, you have a 10,000 units...

by year if 2028, you will have 20,000 units ......  so worth or not worth it

11.16%

Sorry may be i am financial noob, so don't know how to calculate IRR (Internal Return Rate?).....

err.... 18 years....? isn;t that ASx so far with > 6% since it launched.....

WB has an 20 over % return rate along the years... each time in his letter to the investor , he mentioned this... and is he still the great investor..... as lately heard this few years ...not hitting 20 over % , am i right?

anyway i do not ASx with consistent return of 6.x% for first 5 years and next second 5 years, and the last 3rd 5 years... then i would be very-very happy already

Not that specialized. If say 14 years, 4.4X return. But stagnant for 2 years. So lets say 16 years 4.4X return, what is the IRR ?

My UT holding is the highest in PM. Next ASX, FP and ASG, then CB UT keeping my Citigold status. Lowest in CIMB. Hahaha. 

Talking about cabut ...that's not the easy part....all want to cabut at the same time, and they limit each withdrawal only 50k per day,

anyway.....tomorrow is Friday...any good news for ASx, REIT, Property, Equity markets......

Good to hear that...then to cabut at one time should be easy job ..... so only need to know when to cabut if and onlyif the time comes, and by that time this forum will be 1000 post per day...or could be ZERO as all quiet cabut 

Seems like, still got ppl sold AS1M .... good or bad I ponder ? 

Asw 5 figure today