You show your color so fast?

I only wanna confirm with you personally that Your stand is that FD or ASX is a waste of time.
Clearly you refused (dared not?) make a stand here.

From the tone of your reply, it is obvious you take offence to
my factual statement:  "many in FSM cant even get 6% returns".

I can see you all in FSM glorifying FSM UT investment so much and looking down
on ASX and FD people as if our returns are so low.

Who is the guy with big ego?
Those who keep saying/hinting people who invest in FSM UT are clever/smart,
and those who put money in FD or ASX are stupid. Who are these people?

For those who dont know, go read FSM.

Ask Ram, who got bullied with every attempt to post anything there,
till i could not tahan the bullying,and joined the fray to teach them a lesson or two ,
by reminding them , "why so egoistic you FSM fellas?" ....."just how high is your IRR?"

And that is why this dasecret talk about me comparing whose ball is bigger,
when in actual fact those FSM guys are the ones who keep glorifying FSM  at the expense
humiliating ASX/FD investors.

And that is why you  see pinkspider and dasecret started making post here, in a thread they
actually hate and look down upon. (ask them  how much they invested in ASX or FD)
comparing the returns (aka IRR) from various investments you have is unavoidable.

Otherwise you would never know how much you actually get back for the amount of money
and time invested. Which is better investment, which one to drop and which one to choose.

I think there is no shame for you to admit, yes "i dont believe in putting so much of my money in FD or ASX".
What is wrong with that?
As long as you dont try to imply or hint others doing that are stupid, i have no problem.
I just cannot take bullying in your FSM thread lying down
Did you see how your so called sifus bullied people in there like he OWNS that FSM thread?I remember  one
brave forumner  ? dexk, said yes he also agreed that your so called sifus are bullying people there. Most
dared not even utter any sound as your so called sifu wielding big stick would come out rambling, "idiots, lembu, put you in zoo, orang utans , ARE YOU BLIND?,etc ..."

Now when you say FP funds is like "crutches" don't you realise you are hinting that ASX is inferior?
Poor quality or something?

If you are an objective person, you would ask how much ASX return is and not hint how it is inferior
and prevent people from investing the proper way- by buying UT in FSM?.

When people go invest in FSM UTs, and they lose money, how can you mend it for them?
Tell them never mind?
that is the price to pay for learning??

While you may say you support people's choices, upto an individual to choose where they
want to place their money, your action above speaks otherwise.

Think about it again.
I dont think i am trying to quarrel with you,
just for intellectual discussion, no offence okay?