Ultimate Discussion of ASNB (47457-V) Se7en, Wholly owned subsidary of PNB (38218-X)
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 Dec 9 2016, 10:33 AM
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#401
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All Stars
48,497 posts Joined: Sep 2014 From: REality 
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QUOTE(xeda @ Dec 9 2016, 03:18 AM) First of all, are you a bumiputera? Haha u ask because the name don't feel like bumi right   Well Eric could be Sabah/Sarawak bumi.. QUOTE(ericongq @ Dec 9 2016, 10:19 AM) Yes indeed i am.    Pity some doubt about your status  |
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Dec 9 2016, 12:54 PM
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#402
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All Stars
48,497 posts Joined: Sep 2014 From: REality
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Good Surprise from ASNB
  thanks eventho I didn't beg for it unlike some people   |
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Dec 9 2016, 01:00 PM
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#403
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All Stars
48,497 posts Joined: Sep 2014 From: REality
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QUOTE(filage @ Dec 9 2016, 12:56 PM) Not bad.. u ever receive before in prev years? some year have, some year don't have..last year nope. u get every year??  wonder why suddenly I got it? a lot people withdraw big, so my name went up the list huh  |
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Dec 9 2016, 01:08 PM
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#404
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All Stars
48,497 posts Joined: Sep 2014 From: REality
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QUOTE(filage @ Dec 9 2016, 01:03 PM) Nope.. hmm well that's not important..Need to ask @hyelbaine insider how they distribute it.. it's the dividend & funds performance is counted |
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Dec 9 2016, 01:12 PM
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#405
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All Stars
48,497 posts Joined: Sep 2014 From: REality
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QUOTE(bbgoat @ Dec 9 2016, 01:07 PM) So your ASNB placement 500k or more ? secret recipe  |
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Dec 9 2016, 01:18 PM
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#406
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All Stars
48,497 posts Joined: Sep 2014 From: REality
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QUOTE(OPT @ Dec 9 2016, 01:11 PM) 2nd try... eh I thought u said previously want to top up last week of the month ASW big 5 digit....half of my 2nd biggest FD gone Yg lain tarak... anyhow go go for 3rd round  |
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Dec 9 2016, 01:21 PM
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#407
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All Stars
48,497 posts Joined: Sep 2014 From: REality
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QUOTE(OPT @ Dec 9 2016, 01:20 PM) Sikit change of plans... I try whenever I'm in Msia...  now the chance to get some as it's holiday time |
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Dec 9 2016, 01:44 PM
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#408
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All Stars
48,497 posts Joined: Sep 2014 From: REality
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QUOTE(OPT @ Dec 9 2016, 01:35 PM) Kulilah Yours coming soon..Where is mine... |
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Dec 9 2016, 01:45 PM
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#409
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All Stars
48,497 posts Joined: Sep 2014 From: REality
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QUOTE(OPT @ Dec 9 2016, 01:39 PM) Secret recipe 🙃 Now go for round 4 3rd try... AS1M 3 digit.... Other tarak |
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Dec 9 2016, 03:27 PM
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#410
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All Stars
48,497 posts Joined: Sep 2014 From: REality
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QUOTE(OPT @ Dec 9 2016, 02:48 PM) 5th try... 6th round huh Habuk pun tarak  |
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Dec 9 2016, 04:01 PM
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#411
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All Stars
48,497 posts Joined: Sep 2014 From: REality
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New location of ASNB Keningau start 13 Dec Tuesday
#ASNBpilihanpelaburbijak » Click to show Spoiler - click again to hide... « |
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Dec 9 2016, 10:54 PM
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#412
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All Stars
48,497 posts Joined: Sep 2014 From: REality
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QUOTE(OPT @ Dec 9 2016, 08:59 PM) While waiting in queue...what else is there to do wor? 🤔 well for one u can observe the people around u..who depositing / withdrawing money  well I also check out aweks /amoi if there's one & chit chat with them (if possible)   |
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Dec 9 2016, 11:16 PM
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#413
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All Stars
48,497 posts Joined: Sep 2014 From: REality
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QUOTE(OPT @ Dec 9 2016, 11:10 PM) I spend any available time to fb, LYN, check email... people nowadays   lack of real interactions.. needs to admire the beauty around u |
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Dec 10 2016, 09:24 AM
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#414
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All Stars
48,497 posts Joined: Sep 2014 From: REality
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QUOTE(lowya @ Dec 10 2016, 01:16 AM) Went to BSN for some facts finding.. and this is what i gathered.. For one u look at the wrong fund..suppose they can really give 6%/year div, the management fee -5% will set you back for only 1% first year and 6% second year (if u are lucky), hence average only 3.5%/year for 2 years time frame, why bothered ASN when u can get PIDM coverage with FD? was told one ASN3 product was issued years back is selling currently for only RM1.01 which is like negative performance after minus inflation. Any savvy investor could perform better than their fund managers. Also, their portfolios only focus on solely Msia stocks with high composition of financial markets, if investors really want stock exposure in RM, they can just buy maybank and pbb stocks, again why bother to go for ASN? If you were to risk your capital, why dont u just go buy some reits stocks instead. Based on these facts, if you want diversification, this is definitely not an instrument to go for, it doesn't invest in bond, it doesnt invest in foreign exchange. It's just like buying the KLSE index. but seeing the on going popularity of this thread, i suspect i might missed out something on the reasons why so many happily going for it. Most of us here don't invest into asn3 but instead in asm, asw2020 & as1m which the unit price is fixed at rm1.. No SC.. One point I agree, the fund invest 100% in Malaysia.. If anything were to go wrong to bursa Malaysia, then fund performance is effected.. |
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Dec 10 2016, 09:39 AM
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#415
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All Stars
48,497 posts Joined: Sep 2014 From: REality
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QUOTE(OPT @ Dec 10 2016, 09:27 AM) Everywhere I go...those banks really promoting ASX VP... Yup. Some newbie will fall for it I can see most are trying their luck in twisting/blinding customers into buying these products... Everywhere I go... Most will say ASX FP no more liao...how to buy...  One think the staff make mistake is not all time fund is full.. There always people withdraws.. But with limited units, they needs to try & error which is time consuming.. That why they lazy to try & just say sold out  |
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Dec 10 2016, 12:29 PM
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#416
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All Stars
48,497 posts Joined: Sep 2014 From: REality
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QUOTE(bbgoat @ Dec 10 2016, 10:18 AM) I have remove some mental block and allocated some % to it. Now thinking of allocating higher % but not to the extend of 50%. Well 50% allocation is kinda extreme side already..Anyhow its depends on individuals objective & risk... |
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Dec 10 2016, 03:04 PM
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#417
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All Stars
48,497 posts Joined: Sep 2014 From: REality
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Better to buy funds under FSM than buy asnb VP funds..
At least the SC is lower.. |
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Dec 10 2016, 03:07 PM
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#418
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All Stars
48,497 posts Joined: Sep 2014 From: REality
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QUOTE(brando_w @ Dec 10 2016, 10:49 AM) SLOwly but surely; long-haul is the name of the game +1Its all depends on your financial.. No one force u to invest big.. Can go slow slow.. Like people say.. Sikit sikit lama lama jadi bukit.. |
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Dec 10 2016, 06:41 PM
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#419
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All Stars
48,497 posts Joined: Sep 2014 From: REality
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QUOTE(yygo @ Dec 10 2016, 06:27 PM) mm becomes mb (multi billionaire) Most likely on the way to become one kuli big big boss.  |
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Dec 11 2016, 12:19 PM
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#420
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All Stars
48,497 posts Joined: Sep 2014 From: REality
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QUOTE(lowya @ Dec 11 2016, 10:19 AM) the lady at counter said all those not available, probably judging from my skin color. U should have blast them back..Tarak orang keluar duit kah.. Semua simpan sampai mati.. Lazy people.. We always get those funds.. But the amount depends on situation.. Some time big some time small |
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