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Credit Cards UOB Credit Cards v7, No Cash Back:, TM/TNB/Syabas UOBPayOnline (YOLO)

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shanjuen
post Feb 14 2017, 02:17 AM

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Hey guys, would like to know more regarding the 0% installment stuff. I am currently a ONE card holder and recently I made a request to convert my purchase to installment. I was told by the CS that the 0% installment is applicable only for oversea purchase or educational purpose? Would like to confirm if this is true? If it is, then what is this?
http://www1.uob.com.my/personal/cards/feat..._merchants.html

The purchase I made is in their IPP merchants list. Wondering if the CS is BS me or not.

Thanks.

This post has been edited by shanjuen: Feb 14 2017, 02:18 AM
shanjuen
post Feb 14 2017, 11:40 AM

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QUOTE(yhtan @ Feb 14 2017, 09:24 AM)
Yes, the 0% only for the oversea purchase and educational transaction

Did u swipe online or merchant store? if merchant store u have to do it on the spot to get the 0% instalment
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QUOTE(haru20 @ Feb 14 2017, 09:34 AM)
For 0% installment on education is applicable only to Prvi Miles card only. As for the listed merchant its applicable to all UOB cards.

As for oversea purchase (ie: Foreign transaction), currently there is a 0% 6m installment.

Hope this clarifies it.

"0% INTEREST EDUCATION INSTALLMENT PLAN
Paying your children's education fees is now a breeze with interest free instalment for up to 12 months. Just pay the education fees with your UOB PRVI Miles Card and call 03-2612 8080 to convert it to Education Instalment Plan.

(Applicable to single education transaction above RM1,000 and up to a maximum amount of RM20,000. Conversion to Education Instalment Plan is valid within 20 days from the transaction date.) Terms and Conditions apply."
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Ahh.. i see. I swipe in merchant store. Previously i got to know i will need to call to CS only after i made the purchase for the conversion. Now only I know i need to do it on merchant store. Emm.. what to do, got no choice but need to pay for the interest of installment already. CS told me to opt for either 2% (6 months) or 3% (12 months)

Alright. Thanks for you all reply and clarification.
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