Important! Calling all Yolo card holders who didn't meet the minimum annual income requirement, that is RM36k, please call to CS to confirm whether or not your Yolo card is Lite Plat or normal Plat. If Lite Plat, you will not enjoy first year annual fee waiver and it will be charged on the 2nd or 3rd statement, only 2nd year they will waive, then 3rd year onwards every year will be charged. When I called the 1st CS, she told me all this. After that I called again, another CS also said the same thing.

Only UOB PRVI Mile, Preffered Plat MasterCard and Yolo Plat have Lite version. They have the same benefits as their normal counterparts, just that if your income didn't meet the requirement, UOB will still issue you Lite version, but they won't tell you that! Even online banking and UOB website don't have any info about this! I have called to upgrade my Yolo Lite Plat to normal Plat just now. So yeah, you have been warned.