just got my last CB from VOX, majority decides to move to YOLO? Hmm no news from the bank to auto convert my VOX to YOLO.

Is it relevant to keep One & VOX (discontinued), where I already own CIMB CR + MBB Ikhwan + HSBC Mpower + HLB Mach + MBB2Card? I do not have outstanding balances for most of the cards except MBB. I would want to strive to have good track record with BNM, can any senior advises me?

hi seniors, i left my vox unattended for so long, finally uob lady called me and offered yolo. would this be a better option to pay unifi since its 6% instead cimb cr 5-2.12% (pos online) which currently not available? my only concern to hit the rm500 commitment? apparently, i got standing instructions for aia at rm167 per month, with unifi bills at rm250. does insurance considered as eligible spend? btw, does any tried to pay celcom auto billing with this yolo? as celcom provides 2% off extra for auto billing, will this entitled for 6% cash back because for cimb, celcom standing instructions are eligible for 5% cash back. thank thanks.

sorry, i just got my yolo card last month, is there a fixed date on for cash rebate spending calculations?

i see. thanks. but now it seems the question is the exact calendar month, as we need to spend rm500 to get cashback.

situations that i foresee,
standard calendar date 1 - 31st jan
bank calendar date 1st - 25th jan let's say
my spending
1st jan - 300
31st jan - 200
if by actual calendar date, i'm entitled to get cash back, because i hit rm500, but if i were to follow bank's calendar date, then its not. so i just would want to double check on this.

I've paid from MyUnifi OCC on end Jan, doesn't get it on Feb cycle. Hmm. Should I move to Maybank for next payment?

i paid on 31st jan, but i only get rm2.40 cash back. hmm

hmm this is the terminal that i get from the statement : TELEKOM MALAYSIA BHD KL(HD)

Based on the statement that I got today, there's no cashback. So I think I might probably paid the bill via UOBPayOnline instead of TM OCC Unifi. I had paid February bills with TM OCC Unifi, will update again.

not to sure is it being discussed before, its celcom auto-debit is consider online? apparently celcom is giving 5% rebate upon signing up auto debit, get 2% more from cimb cr previously, sorry, as i were unable to track from my end, as i took to many uber / grab till overshadowed the total cash back breakdown. will appreciate it one able to share. thanks ya